1787 Luzern St, Seaside, CA 93955 Property Records

Monterey County property record for 1787 Luzern St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 855 sqft · built 1957
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on File
Last Sale	$455,000 (Dec 2019)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`012-785-014-000`

Property Details

APN / Parcel Number

Primary APN	`012-785-014-000`
Alternative APN	`012-785-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	855 sqft Living Area
1st Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	012-785-014
Street Address	1787 LUZERN ST
City	SEASIDE
State	CA
Zip	93955-3968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE HEIGHTS MAP 3 LOT 582 & 584 BLK 8 EXC 2FT TO CITY (EASEMENT)
Legal Subdivision	CASA VERDE VILLAS
Legal Block	8
Legal Lot Number	582
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2012
Census Tract	13800

Owner

1787 Luzern St is owned by two individuals who bought it in December 2019.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1294, MONTEREY, CA 93942-1294
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Deed of Trust, Mortgage · Commercial Mortgage MACKILLIE INC
Dec 20, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Sep 15, 2017	Grant Deed, Transfer · FHA Mortgage PRINCETON CAP
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	201960665
Prior Transfer Date	Aug 8, 2017
Prior Transfer Doc	0000050076
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1787 LUZERN ST, SEASIDE, CA 93955-3968
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 LUZERN ST, SEASIDE, CA 93955-3968
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006971
Date	Mar 7, 2023
Instrument	2023006971

Lender

Name	MACKILLIE INC
Type	Non-Lending Institution
Address	CARMEL, CA 93923

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 20, 2019
Property Address	1787 LUZERN ST, SEASIDE, CA 93955-3968
Document Number	0000060665
Instrument Date	Dec 13, 2019
Instrument	60665
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE SALINAS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1294 MONTEREY CA 939421294, MONTEREY, CA 93942-1294

Mortgage

Document Number	60666
Date	Dec 20, 2019
Instrument	60666

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 15, 2017
Property Address	1787 LUZERN ST, SEASIDE, CA 93955-3968
Document Number	0000049684
Instrument Date	Sep 5, 2017
Instrument	49684
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	CHICAGO TITLE/COMPANY, CHICAGO TITLE/CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 LUZERN ST SEASIDE CA 939553968, SEASIDE, CA 93955-3968

Mortgage

Document Number	49685
Date	Sep 15, 2017
Instrument	49685

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 18, 2017
Property Address	1787 LUZERN ST, SEASIDE, CA 93955-3968
Document Number	0000050076
Instrument Date	Aug 8, 2017
Instrument	50076
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1787 LUZERN ST SEASIDE CA 939553968, SEASIDE, CA 93955-3968

Tax Assessment & Valuation

The 2025 property tax bill for 1787 Luzern St was $5,688.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,555 (+2%) Land $390,429 Building $117,126
2025	$5,688.00	$497,604 Land $382,774 Building $114,830
2023	$5,255.00 (+1.39%)	$478,283 Land $367,911 Building $110,372
2022	$5,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1787 Luzern St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1787 Luzern St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 971 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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