1787 Lakeview Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1787 Lakeview Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,931 sqft · built 1999
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,638 (2025)
Deeds & Mortgages	May 2020 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-02-117-005-000`

Property Details

APN / Parcel Number

Primary APN	`10-02-117-005-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,931 sqft Living Area
1st Floor Area	1,931 sqft
Basement Area	1,931 sqft
Unfinished Basement	1,931 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	48,787 sqft (1.12 acres)
Garage Area	972 sqft
Driveway	Asphalt Driveway
Driveway Area	1,670 sqft

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	150 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1787 LAKEVIEW DR
City	WATERLOO
State	IL
Zip	62298-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 5 MINOR SUBD (KNOWN AS LENHARDT ESTATES)
Legal Range	10W
Legal Township	03S
Legal Section	02
Legal Subdivision	LENHARDT ESTATES
Legal Lot Number	5
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	1
Census Block	1025
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1787 LAKEVIEW DR, WATERLOO, IL 62298-2741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2020	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/WATERLOO
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit STATE BK/WATERLOO
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1787 LAKEVIEW DR, WATERLOO, IL 62298-2741
Document Number	0000408928
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1787 LAKEVIEW DR WATERLOO IL 622982741, WATERLOO, IL 62298-2741

Mortgage

Document Number	0000408928
Date	Jun 23, 2020
Instrument	408928

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 22, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1787 LAKEVIEW DR, WATERLOO, IL 62298-2741
Document Number	0000408927
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1787 LAKEVIEW DR WATERLOO IL 622982741, WATERLOO, IL 62298-2741

Mortgage

Document Number	0000408927
Date	Jun 23, 2020
Instrument	408927

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2035

Interest

Rate	2.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1787 LAKEVIEW DR, WATERLOO, IL 62298-2741
Document Number	0000395607
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 LAKEVIEW DR WATERLOO IL 622982741, WATERLOO, IL 62298-2741

Mortgage

Document Number	0000395607
Date	May 2, 2018
Instrument	395607

Lender

Name	STATE BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate
Rate	5%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1787 LAKEVIEW DR, WATERLOO, IL 62298-2741
Document Number	0000389600
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1745 LAKEVIEW DR WATERLOO IL 622982741, WATERLOO, IL 62298-2741

Mortgage

Document Number	0000389600
Date	May 3, 2017
Instrument	389600

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,638.00 (-2.46%) Homeowner's exemption	$98,150 (+9.87%) Land $19,030 Building $79,120	$294,450 (+9.87%) Land $57,090 Building $237,360
2024	$5,780.00
2022	Additional exemption filed	$89,330 Land $19,350 Building $69,980	$267,990 Land $58,050 Building $209,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO serves 10,190 people · EPA ID IL1330300
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

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