1787 Gable Ln, San Jose, CA 95124 Property Records

Santa Clara County property record for 1787 Gable Ln, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,455 sqft · built 1959
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Sep 2017)
Tax Bill	$26,602 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`527-34-027`

Property Details

APN / Parcel Number

Primary APN	`527-34-027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,455 sqft Living Area
Gross Area	1,066 sqft
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1787 GABLE LN
City	SAN JOSE
State	CA
Zip	95124-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 2520 SOUTH CITY BOOK 109 PAGE 39 LOT 26
Legal Subdivision	SOUTH CITY
Legal Tract	2520
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2005
Census Tract	506803

Owner

1787 Gable Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1787 GABLE LN, SAN JOSE, CA 95124-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 13, 2017	Grant Deed, Transfer · ARM PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2017 · Amount on File
Deed Sale	Sep 13, 2017 · Amount on File
Prior Sale	Jul 8, 2014 · Amount on File
Deed Document Number	201723752049
Prior Transfer Date	Jul 17, 2013
Prior Transfer Doc	0022323097
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1787 GABLE LN, SAN JOSE, CA 95124-6205
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 GABLE LN, SAN JOSE, CA 95124-6205

Mortgage

Document Number	0025332846
Date	Jul 8, 2022
Instrument	25332846

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1787 GABLE LN, SAN JOSE, CA 95124-6205
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 GABLE LN, SAN JOSE, CA 95124-6205

Mortgage

Document Number	0024832871
Date	Feb 16, 2021
Instrument	24832871

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2017
Property Address	1787 GABLE LN, SAN JOSE, CA 95124-6205
Document Number	0023752049
Map Reference	MAP109 PG39
Instrument Date	Aug 18, 2017
Instrument	23752049
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1787 GABLE LN, SAN JOSE, CA 95124-6205

Mortgage

Document Number	0023752050
Date	Sep 13, 2017
Instrument	23752050

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 1787 Gable Ln was $26,602 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	Campbell Union High School District (09 - 12)
Elementary School District	Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,016,245 (+2%) Land $1,044,524 Building $971,721
2025	$26,602.00 Homeowner's exemption	$1,976,712 Land $1,024,044 Building $952,668
2023	$20,697.00 (+21.98%) Homeowner's exemption	$1,525,967 Land $984,280 Building $541,687
2022	$16,967.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1787 Gable Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1787 Gable Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless, Sail Internet.

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