1787 Flat St, Penn Yan, NY 14527 Property Records

Yates County and Benton Town property record for 1787 Flat St, Penn Yan, NY 14527

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,900 sqft · built 2011
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$18,701 (Apr 2010)
Tax Bill$6,553 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN572289 37.84-1-3.122

Property Details

APN / Parcel Number

Primary APN572289 37.84-1-3.122
Alternative APN
  • 228903708400010031220000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,900 sqft Living Area
1st Floor Area1,900 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area288 sqft
Patio Area1,134 sqft
Shed1 Shed
Pole Barn1,408 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1787 FLAT ST
CityPENN YAN
StateNY
Zip14527-9016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number3.122
JurisdictionYATES NY
Township / Civil DivisionBENTON
Census Block Group3
Census Block3008
Census Tract150200

Owner

Source: Yates County and Benton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1787 FLAT ST, PENN YAN, NY 14527-9016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2010 · Amount on Record
Deed SaleApr 28, 2010 · Amount on Record
Prior SaleMar 3, 2006 · Amount on Record
Deed Book / Page615 / 103
Last Transfer DateSep 29, 2011
Transfer Doc0000000633/000000031
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYATES NY
Property Address1787 FLAT ST, PENN YAN, NY 14527-9016
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020214650
DateApr 27, 2021
Instrument2021-4650
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
AddressGENEVA, NY 14456
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Yates County and Benton Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyYates County
County SubdivisionBenton Town
Unified School DistrictPenn Yan Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,553.00 (+5.03%) Homeowner's exemption
2025$6,239.00 (+12.11%)$291,600 (-) Land $36,000 Building $255,600$428,824 (+17.65%) Land $52,941 Building $375,883
2023$291,600 Land $36,000 Building $255,600$364,500 Land $45,000 Building $319,500
2020$5,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1986–2014)
Claims Outside the SFHA3 of 5
Most Recent ClaimMay 2014 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Flat St

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