1786 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 1786 Wind River Rd, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,293 sqft · built 1969
Lot Size	0.498 acres (21,700 sqft)
Owner	2 Trust Names on File
Tax Bill	$12,146 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`517-160-02-00`

Property Details

APN / Parcel Number

Primary APN	`517-160-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,293 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	21,700 sqft (0.498 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1786 WIND RIVER RD
City	EL CAJON
State	CA
Zip	92019-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 7 TR 005436
Legal Subdivision	MONTE VISTA KNOLLS
Legal Tract	005436
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13604

Owner

1786 Wind River Rd is owner-occupied and held in a trust since August 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 14, 2022	Deed of Trust, Mortgage AGENTS CAPITAL LLC
Apr 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage BRONZETREE TERRACES LLC
Jan 31, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN CALIFORNIA MORTGAGE SERVICE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025
Deed Sale	Aug 12, 2025
Prior Sale	Oct 28, 2022 · Amount on File
Deed Document Number	2025221251
Prior Transfer Date	Aug 6, 2025
Prior Transfer Doc	0000221253
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2022
Property Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130
Document Number	0000416168
Map Reference	MAP 5436
Instrument Date	Oct 12, 2022
Instrument	2022-0416168
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130

Mortgage

Document Number	0000416169
Date	Oct 28, 2022
Instrument	2022-0416169

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130

Mortgage

Document Number	0000364655
Date	Sep 14, 2022
Instrument	2022-0364655

Lender

Name	AGENTS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130
Transaction Type	Mortgage
Record Updated	Apr 29, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130

Mortgage

Document Number	0000175385
Date	Apr 21, 2022
Instrument	2022-0175385

Lender

Name	BRONZETREE TERRACES LLC
Type	Non-Lending Institution
Address	GARDENA, CA 90248

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1786 WIND RIVER RD, EL CAJON, CA 92019-4130
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044342
Date	Jan 31, 2022
Instrument	2022-0044342

Lender

Name	SOUTHERN CALIFORNIA MORTGAGE SERVICE

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1786 Wind River Rd was $12,146.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,928 (+9.75%) Land $374,974 Building $757,954
2025	$12,146.00	$1,032,283 Land $367,622 Building $664,661
2023	$11,909.00 (+197.87%)	$992,200 Land $353,348 Building $638,852
2022	$3,998.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1786 Wind River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1786 Wind River Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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