1786 Willow Ct E, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1786 Willow Ct E, White Bear Lake, MN 55110

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,360 sqft · built 1981
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Jun 2017)
Tax Bill$2,740 (2023)
Deeds & MortgagesNov 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-30-22-23-0132

Property Details

APN / Parcel Number

Primary APN35-30-22-23-0132

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area960 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1987
Architectural StyleSplit Entry
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.06 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address1786 WILLOW CT E
CityWHITE BEAR LAKE
StateMN
Zip55110-5368
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCIC NO 334 WILLOW COURT LOT 4 BLK 2
Legal Range22
Legal Township30
Legal Section35
Legal Quarter2
Quarter-Quarter Section3
Legal SubdivisionCIC NO 334 WILLOW COURT
Legal Block2
Legal Lot Number4
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group1
Census Block1011
Census Tract40402

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1786 WILLOW CT E, WHITE BEAR LAKE, MN 55110-5368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 27, 2017Warranty Deed, Transfer · Conventional with PMI
AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleOct 19, 1998 · Amount on Record
Deed Document NumberT02590328
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1786 WILLOW CT E, WHITE BEAR LAKE, MN 55110-5368
Transaction TypeMortgage
Record UpdatedDec 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T02718423
DateNov 23, 2021
InstrumentT02718423
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJun 27, 2017
Property Address1786 WILLOW CT E, WHITE BEAR LAKE, MN 55110-5368
Document Number0002590328
Instrument DateJun 21, 2017
Instrument2590328
Transaction TypeTransfer
Record UpdatedAug 23, 2018
Title CompanyBURNETT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$527.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1786 WILLOW CT E WHITE BEAR LAKE MN 551105368, WHITE BEAR LAKE, MN 55110-5368

Mortgage

Document Number2590329
DateJun 27, 2017
Instrument2590329
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 26, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,740.00 Homeowner's exemption$234,300 Land $50,000 Building $184,300$234,300 Land $50,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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