1786 W Sundown Ln, Hernando, FL 34442 Property Records

Citrus County property record for 1786 W Sundown Ln, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,907 sqft · built 2018
Lot Size	0.16 acres (6,994 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,800 (Mar 2018)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-0330-000B0-047.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-0330-000B0-047.0`
Alternative APN	`3514337`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,907 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Tile
Lot Area	6,994 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3514337
Street Address	1786 W SUNDOWN LN
City	HERNANDO
State	FL
Zip	34442-6385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR PLANNED DEVELOPMENT(S
Legal Description	WESTFORD VILLAS II PB19 PGS74-75 LOT 47 BLK B
Legal Range	18E
Legal Township	18S
Legal Section	26
Legal Subdivision	WESTFORD VILLAS II
Legal Block	B
Legal Lot Number	47
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1004
Census Tract	450703

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1786 W SUNDOWN LN, HERNANDO, FL 34442-6385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Mar 22, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	2018014083
Deed Book / Page	2888 / 1175
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1786 W SUNDOWN LN, HERNANDO, FL 34442-6385
Document Number	0029100359
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1786 W SUNDOWN LN HERNANDO FL 344426385, HERNANDO, FL 34442-6385

Mortgage

Document Number	0029100359
Date	Jun 26, 2018
Book Page	002910/000359
Instrument	32477

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 22, 2018
Property Address	1786 W SUNDOWN LN, HERNANDO, FL 34442-6385
Document Number	0028881175
Book / Page	002888 / 001175
Instrument Date	Mar 21, 2018
Instrument	14083
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	MANATEE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,658.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1786 W SUNDOWN LN HERNANDO FL 344426385, HERNANDO, FL 34442-6385

Mortgage

Document Number	28881176
Date	Mar 22, 2018
Book Page	002888/001176
Instrument	14084

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (+4.07%) Homeowner's exemption Additional exemption filed	$397,320 (-4.05%) Land $53,770 Building $343,550	$397,320 (-4.05%) Land $53,770 Building $343,550
2024	$4,574.00 (+2.33%) Homeowner's exemption Additional exemption filed	$414,071 (+7.87%) Land $53,770 Building $360,301	$414,071 (+7.87%) Land $53,770 Building $360,301
2023	$4,470.00 (+6.94%) Homeowner's exemption Additional exemption filed	$383,857 (+5.4%) Land $53,770 Building $330,087	$383,857 (+5.4%) Land $53,770 Building $330,087
2022	$4,180.00 Homeowner's exemption Additional exemption filed	$364,205 Land $53,770 Building $310,435	$364,205 Land $53,770 Building $310,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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