1786 Valerosa Way, Oxnard, CA 93030 Property Records

Ventura County property record for 1786 Valerosa Way, Oxnard, CA 93030

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 2,088 sqft · built 2002
Lot Size	0.08 acres (3,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Oct 2019)
Tax Bill	$8,673 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0-221-165`

Property Details

APN / Parcel Number

Primary APN	`215-0-221-165`
Alternative APN	`2150221145`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	983 sqft
2nd Floor Area	1,105 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	3,480 sqft (0.08 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	49 sqft

Location & Zoning

Street Address	1786 VALEROSA WAY
City	OXNARD
State	CA
Zip	93030-0119
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 522801 LOT: 59 REF: 144MR 22 CONDO PLAN: -86
Legal Subdivision	WILLIAM LYON HOMES
Legal Tract	522801
Legal Block	221
Legal Lot Number	59
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2013
Census Tract	3102

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit VENTURA COUNTY CU
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 1, 2019	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Mar 2, 2004 · Amount on Record
Deed Document Number	2019118625
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119

Mortgage

Document Number	0000023152
Date	Mar 30, 2026
Instrument	2026000023152

Lender

Name	VENTURA COUNTY CU
Type	Credit Union
Address	VENTURA, CA 93001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119

Mortgage

Document Number	0000112325
Date	Jun 8, 2021
Instrument	20210608-00112325

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 1, 2019
Property Address	1786 VALEROSA WAY, OXNARD, CA 93030-0119
Document Number	0000118625
Instrument Date	Aug 28, 2019
Instrument	118625
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1786 VALEROSA WAY OXNARD CA 930300119, OXNARD, CA 93030-0119

Mortgage

Document Number	118626
Date	Oct 1, 2019
Instrument	118626

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,730 (+2%) Land $431,705 Building $232,025
2025	$8,673.00 (+2.17%)	$650,716 (+4.04%) Land $423,240 Building $227,476
2024	$8,489.00 (+11.49%)
2023	$7,614.00 (+1.71%)	$625,449 Land $406,805 Building $218,644
2022	$7,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Rocket Broadband.

Nearby Properties on Valerosa Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures