1786 Toyon Dr, Concord, CA 94520 Property Records

Contra Costa County property record for 1786 Toyon Dr, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1955
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on File
Last Sale	$629,000 (Dec 2025)
Tax Bill	$7,358 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-233-022-6`

Property Details

APN / Parcel Number

Primary APN	`126-233-022-6`
Alternative APN	`126-233-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1786 TOYON DR
City	CONCORD
State	CA
Zip	94520-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2207 60
Legal Subdivision	OAKMEAD DRIVE
Legal Tract	2207
Legal Lot Number	60
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	336101

Owner

1786 Toyon Dr is owned by a company that bought it in December 2025.

Source: Contra Costa County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	10888 S STATE ST, SANDY, UT 84070-4104
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED SECURITY FINANCIAL CORP
Dec 26, 2025	Grant Deed, Transfer · FHA Mortgage UNITED SECURITY FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2025 · Amount on File
Deed Sale	Dec 26, 2025 · Amount on File
Deed Document Number	2025143752
Prior Transfer Date	Nov 10, 1997
Prior Transfer Doc	0000219803
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1786 TOYON DR, CONCORD, CA 94520-2914
Transaction Type	Mortgage
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 TOYON DR, CONCORD, CA 94520-2914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143754
Date	Dec 26, 2025
Instrument	2025- 143754

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	930 E 6600 S, MURRAY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 26, 2025
Property Address	1786 TOYON DR, CONCORD, CA 94520-2914
Document Number	0000143752
Map Reference	MB 59 PG 1
Instrument Date	Dec 3, 2025
Instrument	2025- 143752
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10888 S STATE ST, SANDY, UT 84070-4104
Investor	Possibly a Property Investor

Mortgage

Document Number	0000143753
Date	Dec 26, 2025
Instrument	2025- 143753

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	930 E 6600 S, MURRAY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1786 Toyon Dr was $7,358.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,000 (+9.39%) Land $475,000 Building $154,000
2025	$7,358.00	$575,000 Land $400,000 Building $175,000
2023	$1,720.00 (+2.99%)	$72,508 Land $31,072 Building $41,436
2022	$1,670.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1786 Toyon Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982)
Most Recent Claim	Jan 1982 · Severe Storms, Flood, Mudslides & High Tide
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1786 Toyon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, Verizon.

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