1786 Ridgewick Dr, Wickliffe, OH 44092 Property Records

Lake County property record for 1786 Ridgewick Dr, Wickliffe, OH 44092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,131 sqft · built 1960
Lot Size	0.154 acres (6,721 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jan 2023)
Tax Bill	$5,970 (2023)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-B-005-H-00-025-0`

Property Details

APN / Parcel Number

Primary APN	`29-B-005-H-00-025-0`
Alternative APN	`B 99`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,131 sqft Living Area
1st Floor Area	1,131 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	6,721 sqft (0.154 acres)
Lot Dimensions	120 ft deep x 56 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 99
Street Address	1786 RIDGEWICK DR
City	WICKLIFFE
State	OH
Zip	44092-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-50
Legal Description	LOT 12 & 13 TRACT 11
Legal Subdivision	OVERLOOK ESTATES NO 3
Legal Tract	11
Legal Lot Number	1
Jurisdiction	LAKE OH
Township / Civil Division	WICKLIFFE
Census Block Group	2
Census Block	2011
Census Tract	200700

Owner

1786 Ridgewick Dr is owned and occupied by two individuals who bought it in January 2023.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Individual Names on File
Mailing Address	1786 RIDGEWICK DR, WICKLIFFE, OH 44092-1631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on File
Deed Sale	Jan 25, 2023 · Amount on File
Prior Sale	Jan 30, 2008 · Amount on File
Deed Document Number	478931
Prior Transfer Date	May 6, 2016
Prior Transfer Doc	2016R011480
Record Updated	Jun 7, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1786 RIDGEWICK DR, WICKLIFFE, OH 44092-1631
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 RIDGEWICK DR, WICKLIFFE, OH 44092-1631

Mortgage

Document Number	0000013499
Date	Jul 17, 2023
Instrument	2023R013499

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 19, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1786 RIDGEWICK DR, WICKLIFFE, OH 44092-1631
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019974
Date	Jun 11, 2021
Instrument	2021R019974

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Wickliffe City
Unified School District	Wickliffe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,970.00 (+71.4%) Homeowner's exemption	$48,550 (-) Land $14,480 Building $34,070
2022	$3,483.00 Homeowner's exemption	$48,550 Land $14,480 Building $34,070
2021			$138,730 Land $41,380 Building $97,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1786 Ridgewick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1786 Ridgewick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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