Jefferson County property record for 1786 Orchard Dr, Arnold, MO 63010
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,211 sqft · built 1974 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $119,500 (Feb 2009) |
| Tax Bill | $1,553 (2024) |
| Deeds & Mortgages | Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 027.025.01002078 |
| Primary APN | 027.025.01002078 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 2,211 sqft |
| Basement Area | 2,211 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,682 sqft (0.36 acres) |
| Patio Area | 205 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1786 ORCHARD DR |
|---|---|
| City | ARNOLD |
| State | MO |
| Zip | 63010-2424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | MT STERZIK PT LOT 19 |
| Legal Range | 5E |
| Legal Township | 43N |
| Legal Section | 25 |
| Legal Subdivision | MT STERZIK |
| Legal Tract | 19 |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | ARNOLD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 700118 |
Source: Jefferson County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1786 ORCHARD DR, ARNOLD, MO 63010-2424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2009 · Amount on Record |
| Deed Sale | Feb 26, 2009 · Amount on Record |
| Prior Sale | Oct 17, 2008 · Amount on Record |
| Deed Document Number | 20097745 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1786 ORCHARD DR, ARNOLD, MO 63010-2424 |
| Document Number | 0000012189 |
| Instrument Date | Apr 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1786 ORCHARD DR ARNOLD MO 630102424, ARNOLD, MO 63010-2424 |
| Document Number | 0000012189 |
|---|---|
| Date | Apr 24, 2017 |
| Instrument | 12189 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Jefferson County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Arnold City |
| County | Jefferson County |
| Unified School District | Fox C-6 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,000 (+8.11%) Land $2,300 Building $21,700 | $126,300 (-) Land $12,000 Building $114,300 | |
| 2024 | $1,553.00 (+0.65%) | $126,300 (+8.41%) Land $12,000 Building $114,300 | |
| 2023 | $1,543.00 | $22,200 Land $2,300 Building $19,900 | $116,500 Land $12,000 Building $104,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
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