St. Clair County property record for 1786 Omar Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,323 sqft · built 1993 |
| Lot Size | 0.643 acres (28,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Apr 2026) |
| Tax Bill | $2,164 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-715-0021-500 |
| Primary APN | 74-25-715-0021-500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,323 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 28,009 sqft (0.643 acres) |
| Lot Dimensions | 280 ft deep x 100 ft wide |
| Garage Area | 1,647 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1786 OMAR RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-2729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 RES |
| Legal Description | LOT 22 SUPERVISOR JOHN WITZKE PLAT OF SPARLINGVILLE |
| Legal Subdivision | SUPRVRS JOHN WITZKE |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 634600 |
1786 Omar Rd is owned and occupied by an individual who bought it in April 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1755 OMAR RD, KIMBALL, MI 48074-2734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK |
| Nov 14, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 28, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| May 27, 2021 | Warranty Deed, Transfer LIBERTY TITLE |
| Feb 12, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Feb 20, 2025 · Amount on File |
| Deed Document Number | 20268325 |
| Deed Book / Page | 5917 / 547 |
| Prior Transfer Date | Jun 9, 2025 |
| Prior Transfer Doc | 0005871790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2101 FRUIT ST 203, 203, ALGONAC, MI 48001-4678 |
| Document Number | 0005779457 |
|---|---|
| Date | Jan 9, 2025 |
| Book Page | 5779/457 |
| Instrument | 2025000359 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 22, 2026 |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 0005917547 |
| Book / Page | 5917 / 547 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.8325 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $162,862.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1755 OMAR RD, KIMBALL, MI 48074-2734 |
| Document Number | 0000008326, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..8326 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000008327, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5917/568 |
| Instrument | 2026.8327 |
| Name | MICHIGAN STATE HSNG DEV AUTH |
|---|
| Amount | Amount on Record |
|---|
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 14, 2025 |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 0005871790 |
| Book / Page | 5871 / 790 |
| Map Reference | LB 50 PG 24 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 2025022004 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Name | Verified Name |
|---|---|
| Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 28, 2022 |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 0005565391 |
| Book / Page | 5565 / 391 |
| Map Reference | LB 50 PG 24 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022022367 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7194 WALDING RD, 7194, LEXINGTON, MI 48450-9400 |
| Name | Verified Name |
|---|---|
| Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 2022022368 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 2022022368 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 27, 2021 |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 537298 |
| Book / Page | 5372 / 98 |
| Map Reference | LB 50 PG 24 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021016020 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,027.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 RICHMAN RD, 728, KIMBALL, MI 48074-3412 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1786 OMAR RD, LEXINGTON, MI 48450 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Feb 12, 2021 |
| Property Address | 1786 OMAR RD, KIMBALL, MI 48074-2729 |
| Document Number | 0005318761 |
| Book / Page | 5318 / 761 |
| Instrument Date | Jun 22, 2000 |
| Instrument | 2021004313 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1786 OMAR RD, 1786, KIMBALL, MI 48074-2729 |
| Name | Verified Name |
|---|---|
| Address | 1858 OMAR RD, KIMBALL, MI 48074-2730 |
The 2025 property tax bill for 1786 Omar Rd was $2,164 with a homeowner's exemption, up 3.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,500 (+8.97%) | $209,000 | |
| 2025 | $2,164.00 (+3.34%) Homeowner's exemption | $95,900 | |
| 2024 | $2,094.00 | $191,800 | |
| 2023 | $85,000 | ||
| 2022 | $2,155.00 | $170,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1786 Omar Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1786 Omar Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIMBALL TOWNSHIP serves 5,170 people · EPA ID MI0003628 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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