1786 Groveline Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1786 Groveline Rd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,795 sqft · built 2023
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$367,200 (Oct 2023)
Tax Bill	$5,745 (2025)
Deeds & Mortgages	Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-3522-0001-0710`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-3522-0001-0710`
Alternative APN	`263103352200010710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,795 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	869 sqft
Flooring	Tile

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch
Porch Area	87 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1786 GROVELINE RD
City	SAINT CLOUD
State	FL
Zip	34771-8338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMELIA GROVES PH 1 PB 32 PGS 9-14 LOT 71
Legal Subdivision	AMELIA GROVES PHASE 1
Legal Lot Number	71
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43700

Owner

1786 Groveline Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Osceola County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1786 GROVELINE RD, SAINT CLOUD, FL 34771-8338
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Deed Document Number	2023142000
Deed Book / Page	6496 / 1934
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 27, 2023
Property Address	1786 GROVELINE RD, SAINT CLOUD, FL 34771-8338
Document Number	0064961934
Book / Page	6496 / 1934
Map Reference	MB 32 PG 9-14
Instrument Date	Oct 23, 2023
Instrument	2023142000
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Tax	$2,570.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1786 GROVELINE RD, SAINT CLOUD, FL 34771-8338

Tax Assessment & Valuation

The 2025 property tax bill for 1786 Groveline Rd was $5,745, up 2.1% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,745.00 (+2.08%)	$320,800 Land $60,000 Building $260,800	$320,800 Land $60,000 Building $260,800
2024	$5,628.00 (+1,010.06%)
2023	$507.00 (+45.27%)	$50,000 (+1%) Land $50,000	$50,000 (+1%) Land $50,000
2022	$349.00	$25,000 Land $25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1786 Groveline Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1786 Groveline Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink.

Nearby Properties on Groveline Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures