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1786 Freemont Dr, Troy, MI 48098 Property Records

Oakland County property record for 1786 Freemont Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,437 sqft · built 1973
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Aug 2009)
Tax Bill$3,974 (2025)
Deeds & MortgagesJul 2023 Mortgage
Aug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-08-153-001

Property Details

APN / Parcel Number

Primary APN88-20-08-153-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,437 sqft Living Area
1st Floor Area1,371 sqft
Basement Area1,118 sqft
Unfinished Basement1,371 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions116 ft deep x 83 ft wide
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area44 sqft
Deck Area404 sqft
Patio Area404 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1786 FREEMONT DR
CityTROY
StateMI
Zip48098-2563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 8 FOREST VIEW VILLAGE LOT 218
Legal Range11E
Legal Township2N
Legal Section8
Legal SubdivisionFOREST VIEW VILLAGE
Legal Lot Number218
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5006
Census Tract196500

Owner

Source: Oakland County records · APN 88-20-08-153-001

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1786 FREEMONT DR, TROY, MI 48098-2563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 19, 2019Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2009 · Amount on Record
Deed SaleAug 10, 2009 · Amount on Record
Prior SaleAug 14, 2000 · Amount on Record
Deed Document Number2009143700
Deed Book / Page41396 / 593
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1786 FREEMONT DR, TROY, MI 48098-2563
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1786 FREEMONT DR, TROY, MI 48098-2563

Mortgage

Document Number0000082839
DateJul 31, 2023
Book Page58772/50
Instrument82839
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1786 FREEMONT DR, TROY, MI 48098-2563
Document Number0000140077
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1786 FREEMONT DR TROY MI 480982563, TROY, MI 48098-2563

Mortgage

Document Number0000140077
DateAug 28, 2019
Book Page053188/000019
Instrument140077
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 27, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,974.00 (-3.85%)
2023$348,120
2022$4,133.00$174,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTROY
serves 85,854 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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