Hamilton County property record for 1786 E McMillan St, Cincinnati, OH 45206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 1922 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $234,900 (Mar 2018) |
| Tax Bill | $2,743 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-0002-0073-00 |
| Primary APN | 064-0002-0073-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 599 sqft |
| 2nd Floor Area | 609 sqft |
| Upper Floors Area | 609 sqft |
| Basement Area | 575 sqft |
| Year Built | Built 1922 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1786 E MCMILLAN ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-2131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1786 E MC MILLAN ST 49 X 100 WS MC MILLAN ST 51 FTS OF TAFT RD |
| Legal Subdivision | MCMILLAN STREET 51 FEET SOUTHE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 4200 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Aug 9, 2017 | Warranty Deed, Transfer · Line of Credit GUDORF FAMILY TRUST (PT) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on Record |
| Deed Sale | Mar 29, 2018 · Amount on Record |
| Prior Sale | Aug 9, 2017 · Amount on Record |
| Deed Document Number | 18-0025535 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Document Number | 0000123689 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 14521/2629 |
| Instrument | 2021-0123689 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45242 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000115001 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 14508/704 |
| Instrument | 2021-0115001 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 29, 2018 |
| Property Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Document Number | 0000005535 |
| Instrument Date | Mar 8, 2018 |
| Instrument | 18-0025535 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6008 MADISON RD, CINCINNATI, OH 45227-1818 |
| Document Number | 0000005536 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 18-0025536 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 9, 2017 |
| Property Address | 1786 E MCMILLAN ST, CINCINNATI, OH 45206-2131 |
| Document Number | 0000072382 |
| Book / Page | 013477 / 002641 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 72382 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8153 N MAIN ST DAYTON OH 454151703, DAYTON, OH 45415-1703 |
| Document Number | 72385 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 013477/002648 |
| Instrument | 72385 |
| Name | GUDORF FAMILY TRUST (PT) |
|---|---|
| Address | 17794 AGUAMIEL RD, SAN DIEGO, CA 92127-1036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 8, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (+3.12%) | $84,147 (+%) Land $16,306 Building $67,841 | |
| 2024 | $2,660.00 (-2.21%) | $84,146 (-) Land $16,306 Building $67,840 | |
| 2023 | $2,720.00 (-5.91%) | $84,146 (+2.35%) Land $16,306 Building $67,840 | $240,420 (+2.35%) Land $46,590 Building $193,830 |
| 2022 | $2,891.00 Homeowner's exemption | $82,215 Land $14,182 Building $68,033 | |
| 2020 | $234,900 Land $40,520 Building $194,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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