1786 Cloverdale Dr, Lancaster, OH 43130 Property Records

Fairfield County property record for 1786 Cloverdale Dr, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,274 sqft · built 2001
Lot Size	0.371 acres (16,200 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2014)
Tax Bill	$3,584 (2023)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-22737.00`

Property Details

APN / Parcel Number

Primary APN	`053-22737.00`
Alternative APN	`0217 16010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,274 sqft Living Area
1st Floor Area	986 sqft
2nd Floor Area	986 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Lot Area	16,200 sqft (0.371 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	22 sqft
Deck Area	184 sqft
Patio Area	200 sqft
Poultry House	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil
Heating Fuel	Gas

Location & Zoning

Account Number	0217 16010
Street Address	1786 CLOVERDALE DR
City	LANCASTER
State	OH
Zip	43130-7879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER VALLEY HIGHLANDS SEC 9 PH 3 LOT 754
Legal Subdivision	RIVER VALLEY HIGHLANDS
Legal Phase	3
Legal Lot Number	754
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	1
Census Block	1017
Census Tract	30901

Owner

1786 Cloverdale Dr is owned and occupied by an individual who bought it in January 2014.

Source: Fairfield County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1786 CLOVERDALE DR, LANCASTER, OH 43130-7879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2014 · Amount on File
Deed Sale	Jan 15, 2014 · Amount on File
Prior Sale	Sep 14, 2011 · Amount on File
Deed Document Number	0016531168
Deed Book / Page	1653 / 1168
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1786 CLOVERDALE DR, LANCASTER, OH 43130-7879
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005220
Date	Feb 26, 2021
Instrument	202100005220

Lender

Name	HOMELAND CU INC
Type	Credit Union
Address	CHILLICOTHE, OH 45601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,760 Land $31,270 Building $89,490	$345,030 Land $89,350 Building $255,680
2023	$3,584.00 Homeowner's exemption	$98,560 (-) Land $14,400 Building $84,160
2022	Homeowner's exemption	$98,560 Land $14,400 Building $84,160	$281,590 Land $41,130 Building $240,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1786 Cloverdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1786 Cloverdale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20