1786 Alpine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1786 Alpine Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,835 sqft · built 1999
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$208,000 (Jun 2013)
Tax Bill	$166 (2024)
Deeds & Mortgages	Oct 2025 Transfer Oct 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19-2S-26-0020-00D00-0030`

Property Details

APN / Parcel Number

Primary APN	`19-2S-26-0020-00D00-0030`
Alternative APN	`S26219002000D000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	278 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1786 ALPINE DR
City	NAVARRE
State	FL
Zip	32566-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-HON
Legal Description	ALPINE BEACH LOT 3 BLK D AS DES IN OR 3260 PG 2064
Legal Range	26W
Legal Township	2S
Legal Section	19
Legal Subdivision	ALPINE BEACH
Legal Block	D
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1047
Census Tract	10825

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1786 ALPINE DR, NAVARRE, FL 32566-7500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Intrafamily Transfer, Transfer
Oct 11, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Prior Sale	Dec 22, 1999 · Amount on Record
Deed Document Number	201334296
Deed Book / Page	3260 / 2064
Last Transfer Date	Oct 17, 2025
Transfer Doc	0046701828
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 20, 2025
Property Address	1786 ALPINE DR, NAVARRE, FL 32566-7500
Document Number	0046701828
Book / Page	4670 / 1828
Map Reference	MB 3260 PG 2064
Instrument Date	Oct 17, 2025
Instrument	202549375
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1786 ALPINE DR, NAVARRE, FL 32566-7500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5437 FAWN RIDGE DR, GULF BREEZE, FL 32563-7620

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1786 ALPINE DR, NAVARRE, FL 32566-7500
Document Number	0036710093
Book / Page	003671 / 000093
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1786 ALPINE DR NAVARRE FL 325667500, NAVARRE, FL 32566-7500

Mortgage

Document Number	0036710093
Date	Oct 17, 2017
Book Page	003671/000093
Instrument	43388

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,839 (+26.31%)	$311,280 (+17.49%) Land $45,000 Building $266,280
2024	$166.00 (-89.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$170,883 (+3%)	$264,931 (+0.99%) Land $45,000 Building $219,931
2023	$1,573.00 (+3.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$165,906 (+3%)	$262,337 (+4.38%) Land $45,000 Building $217,337
2022	$1,523.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$161,074	$251,330 Land $40,000 Building $211,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 units insured incl. 26 condo units
Nearby Flood Claims	15 (1995–2024)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Cox Communications, T-Mobile, Verizon.

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