17856 Harris Rd, Defiance, OH 43512 Property Records

Defiance County property record for 17856 Harris Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,844 sqft · built 1974
Lot Size	5.36 acres (233,482 sqft)
Owner	Individual Name on File
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Jul 2006 Line of Credit Dec 2010 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`F120027001014`

Property Details

APN / Parcel Number

Primary APN	`F120027001014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	5,066 sqft
1st Floor Area	1,820 sqft
Basement Area	624 sqft
Finished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	233,482 sqft (5.36 acres)
Garage Type	Attached - Unfinished
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	450 sqft
Patio Area	288 sqft
Lean-To	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	17856 HARRIS RD
City	DEFIANCE
State	OH
Zip	43512-8093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 27 S 1/2 SE
Legal Subdivision	FIRST ADDITION
Jurisdiction	DEFIANCE OH
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1040
Census Tract	958900

Owner

17856 Harris Rd is owned and occupied by an individual who acquired it in October 2024.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2006	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Dec 20, 2010	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 1, 2024	Transfer on Death Deed, Transfer
Jan 3, 2022	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Feb 14, 2017	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2024
Transfer Doc	000467/156
Record Updated	Oct 29, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00308/1368
Date	Jul 31, 2006
Book Page	308/1368
Instrument	200600005192

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00349/0167
Date	Dec 20, 2010
Book Page	349/0167
Instrument	201000006578

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43229

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 4, 2041

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Oct 1, 2024
Property Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Document Number	000467/156
Book / Page	467 / 156
Instrument Date	Dec 14, 2023
Instrument	202400003324
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DEFIANCE OH
Recording Date	Jan 3, 2022
Property Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Document Number	00445/1157
Book / Page	445 / 1157
Instrument Date	Nov 16, 2021
Instrument	202200000035
Transaction Type	Transfer
Record Updated	Apr 17, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093

Mortgage

Document Number	202200000036
Date	Jan 3, 2022
Instrument	202200000036

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.8%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.8%

February 2017: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DEFIANCE OH
Recording Date	Feb 14, 2017
Property Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093
Document Number	00402/0468
Book / Page	402 / 0468
Instrument Date	Feb 10, 2017
Instrument	201700000682
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	17856 HARRIS RD, DEFIANCE, OH 43512-8093

Tax Assessment & Valuation

The 2025 property tax bill for 17856 Harris Rd was $3,171.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Highland Township
Unified School District	Ayersville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00	$83,640 (-) Land $11,120 Building $72,520
2024	$3,171.00 (+1.02%)	$83,640 (-) Land $11,120 Building $72,520	$238,970 (%) Land $31,760 Building $207,210
2023	$3,139.00 (+3.39%)	$83,640 (+27.71%) Land $11,120 Building $72,520	$238,971 Land $31,771 Building $207,200
2022	$3,036.00	$65,490 Land $9,720 Building $55,770
2020			$187,110 Land $27,770 Building $159,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17856 Harris Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 17856 Harris Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayersville Telephone Company Fiber	1,000 / 100
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: Watch TV.

Cell Coverage

5G and 4G LTE (outdoors only)

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