1785 Oak Rd, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1785 Oak Rd, Saint Cloud, MN 56303 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,302 sqft · built 1971
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2022)
Tax Bill	$3,342 (2026)
Deeds & Mortgages	Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-43742-0042`

Property Details

APN / Parcel Number

Primary APN	`82-43742-0042`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Lot Width	103 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1785 OAK RD
City	SAINT CLOUD
State	MN
Zip	56303-0368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.47 A. B 225.5' E & 799' S OF NW COR SEC 4 TH S103' TH E 200' TH N103' TH W200' TO PT. OF BEG SECTION 04 TOWNSHIP 124 RANGE
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	METES AND BOUNDS DESC.
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2010
Census Tract	1003

Owner

Source: Stearns County records · APN 82-43742-0042

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1785 OAK RD, SAINT CLOUD, MN 56303-0368
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Mar 04, 2014 · Amount on Record
Deed Document Number	20221375729
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 09, 2022
Property Address	1785 OAK RD, SAINT CLOUD, MN 56303-0368
Document Number	00A1626000
Instrument Date	Jan 24, 2022
Instrument	A1626000
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 OAK RD, SAINT CLOUD, MN 56303-0368

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+31.57%)	$223,900 (-) Land $40,000 Building $183,900	$223,900 (-) Land $40,000 Building $183,900
2025		$223,900 (+6.47%) Land $40,000 Building $183,900	$223,900 (+6.47%) Land $40,000 Building $183,900
2023	$2,540.00	$210,300 Land $40,000 Building $170,300	$210,300 Land $40,000 Building $170,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.