1785 McCauley Rd, Clearwater, FL 33765 Property Records

Pinellas County property record for 1785 McCauley Rd, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,295 sqft · built 1981
Lot Size	1.25 acres (54,659 sqft)
Owner	Individual Name on Record
Last Sale	$656,000 (Sep 2015)
Tax Bill	$12,932 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-762-6383-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-762-6383-9`
Alternative APNs	`06-29-16-16848-000-0300` `162906168480000300` `R58764`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	5,295 sqft Heated Area
1st Floor Area	5,295 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,659 sqft (1.25 acres)
Lot Dimensions	217 ft deep x 186 ft wide
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	708 sqft
Deck Area	750 sqft
Patio Area	500 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R58764
Old Parcel Number	162906168480000300
Street Address	1785 MCCAULEY RD
City	CLEARWATER
State	FL
Zip	33765-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COACHMAN LAKES ESTATES PT OF LOT 30 DESC BEG NW COR OF LOT 30 TH CUR LT RAD 450FT CB N78D57'42"E 195.98FT TH CUR RT RAD 25FT
Legal Range	16
Legal Township	29
Legal Section	06
Legal Subdivision	COACHMAN LAKES ESTATES
Legal Lot Number	30
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2004
Census Tract	26704

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF TAMPA
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2015 · Amount on Record
Deed Sale	Sep 22, 2015 · Amount on Record
Prior Sale	Sep 13, 1993
Deed Document Number	2015272362
Deed Book / Page	18928 / 1478
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510

Mortgage

Document Number	0218020333
Date	Nov 10, 2021
Book Page	21802/333
Instrument	2021368283

Lender

Name	THE BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209951749
Date	May 11, 2020
Book Page	20995/1749
Instrument	2020147336

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Mar 13, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510
Document Number	0210910615
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1785 MCCAULEY RD CLEARWATER FL 337651510, CLEARWATER, FL 33765-1510

Mortgage

Document Number	0210910615
Date	Jul 23, 2020
Book Page	021091/000615
Instrument	218755

Lender

Name	BANK OF TAMPA
Type	Bank
Address	TAMPA, FL 33601-0001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1785 MCCAULEY RD, CLEARWATER, FL 33765-1510
Document Number	0196232252
Book / Page	019623 / 002252
Instrument Date	Apr 11, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1785 MCCAULEY RD CLEARWATER FL 337651510, CLEARWATER, FL 33765-1510

Mortgage

Document Number	0196232252
Date	May 10, 2017
Book Page	019623/002252
Instrument	145502

Lender

Name	FIFTH THIRD BK/TAMPA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,932.00 (+2.92%) Homeowner's exemption	$766,037 (+5.99%)	$1,230,723 (+6.32%) Land $238,188 Building $992,535
2023	$12,565.00 (+1.18%) Homeowner's exemption	$722,765 (+3%)	$1,157,531 (+15.91%) Land $369,081 Building $788,450
2022	$12,418.00 Homeowner's exemption	$701,714	$998,659 Land $370,985 Building $627,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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