Madison County property record for 1785 Lancaster Rd, Richmond, KY 40475
| Property Type | Commercial |
|---|---|
| Lot Size | 8.98 acres (391,212 sqft) |
| Owner | Company Name on Record |
| Last Sale | $26,265 (Aug 2006) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0000-0031-E |
| Primary APN | 0056-0000-0031-E |
|---|---|
| Alternative APNs |
|
| Lot Area | 391,212 sqft (8.98 acres) |
|---|
| Account Number | 40153 |
|---|---|
| Street Address | 1785 LANCASTER RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-8755 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TRACT 2, Z-1 & Y-2 |
| Legal Tract | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 10902 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 149, RICHMOND, KY 40476-0149 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2006 · Amount on Record |
| Deed Sale | Aug 29, 2006 · Amount on Record |
| Deed Document Number | 374768 |
| Deed Book / Page | D0611 / 670 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1785 LANCASTER RD, RICHMOND, KY 40475-8755 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | M01924/708 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | M01924/708 |
| Instrument | 2014008833 |
| Name | THE FARMERS NATIONAL BANK OF DANVILLE |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Commercial Mortgage |
|---|
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,346.00 (+3.99%) Additional exemption filed | $567,000 (+6.98%) | $567,000 (+6.98%) |
| 2023 | $5,141.00 | $530,000 | $530,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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