San Diego County property record for 1785 Guava Ln, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,112 sqft · built 1954 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Mar 1985) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 498-270-21-00 |
| Primary APN | 498-270-21-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,112 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 42,689 sqft (0.98 acres) |
| View / Lot | Good |
| Street Address | 1785 GUAVA LN |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | SEC 24-16-1W NW 1/4 POR |
| Legal Range | 01W |
| Legal Township | 16 |
| Legal Section | 24 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 13605 |
1785 Guava Ln is owned and occupied by two individuals who acquired it in May 1994.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1785 GUAVA LN, EL CAJON, CA 92020-8327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA |
| Feb 3, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 1985 · Amount on File |
| Deed Sale | Mar 29, 1985 · Amount on File |
| Deed Document Number | 1985106197 |
| Last Transfer Date | May 19, 1994 |
| Transfer Doc | 0000345170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 18, 2026 |
| Property Address | 1785 GUAVA LN, EL CAJON, CA 92020-8327 |
| Document Number | 0000141845 |
| Instrument Date | May 8, 2026 |
| Instrument | 2026141845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1785 GUAVA LN, EL CAJON, CA 92020-8327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000141845, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026141845 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 3, 2017 |
| Property Address | 1785 GUAVA LN, EL CAJON, CA 92020-8327 |
| Document Number | 0000056680 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 2017-0056680 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1500 SOLANA BLVD, WESTLAKE, TX 76262-1690 |
| Document Number | 0000056681 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 2017-0056681 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 1, 2027 |
The 2025 property tax bill for 1785 Guava Ln was $2,451 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $217,501 (+2%) Land $134,655 Building $82,846 | |
| 2025 | $2,451.00 Homeowner's exemption | $213,237 Land $132,015 Building $81,222 |
| 2023 | $2,398.00 (+1.7%) Homeowner's exemption | $204,959 Land $126,890 Building $78,069 |
| 2022 | $2,358.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1785 Guava Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1785 Guava Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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