1785 Ghost Creek Dr, Collierville, TN 38017 Property Records

Shelby County property record for 1785 Ghost Creek Dr, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,549 sqft · built 2000
Lot Size	0.414 acres (18,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Apr 2014)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C0-233T-A0-0088`

Property Details

APN / Parcel Number

Primary APN	`C0-233T-A0-0088`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,549 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	2,482 sqft
Utility Area	49 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	18,016 sqft (0.414 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	219 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1785 GHOST CREEK DR
City	COLLIERVILLE
State	TN
Zip	38017-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WS GHOST CREEK DR COR WILDCREEK DR (SW) SEE MAP D2-33TA (TILE# 393)
Legal Subdivision	WELLINGTON RIDGE PHASE 1
Legal Lot Number	88
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3013
Census Tract	21541

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1785 GHOST CREEK DR, COLLIERVILLE, TN 38017-3426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Prior Sale	Mar 6, 2012 · Amount on Record
Deed Document Number	201443649
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1785 GHOST CREEK DR, COLLIERVILLE, TN 38017-3426
Document Number	0000044837
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1785 GHOST CREEK DR COLLIERVILLE TN 380173426, COLLIERVILLE, TN 38017-3426

Mortgage

Document Number	0000044837
Date	May 4, 2020
Instrument	44837

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,426.00 (-57.72%)	$149,775 (+33.37%) Land $30,925 Building $118,850	$599,100 (+33.37%) Land $123,700 Building $475,400
2023		$112,300 Land $20,150 Building $92,150
2022	$5,738.00
2021			$449,200 Land $80,600 Building $368,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20