1785 Gap Gate Rd, Callaway, VA 24067 Property Records

Franklin County property record for 1785 Gap Gate Rd, Callaway, VA 24067

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,727 sqft · built 2019
Lot Size	13.7 acres (598,297 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Feb 2016)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041 00-029 02`

Property Details

APN / Parcel Number

Primary APN	`041 00-029 02`
Alternative APN	`45176`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,727 sqft Living Area
Gross Area	6,318 sqft
1st Floor Area	2,728 sqft
Basement Area	2,098 sqft
Unfinished Basement	2,098 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	598,297 sqft (13.7 acres)
Terrain	Rolling
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	966 sqft
Patio Area	332 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45176
Street Address	1785 GAP GATE RD
City	CALLAWAY
State	VA
Zip	24067-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 739-GAP GATE ROAD RT 742-DUGSPUR ROAD
Legal Subdivision	DELBERT LEE MORGAN CYNTHIA A MORGAN
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLACKWATER
Census Block Group	1
Census Block	1036
Census Tract	20502

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1785 GAP GATE RD, CALLAWAY, VA 24067-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Jul 19, 2019	Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2016 · Amount on Record
Deed Sale	Feb 5, 2016 · Amount on Record
Deed Document Number	2016632
Deed Book / Page	1073 / 292
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1785 GAP GATE RD, CALLAWAY, VA 24067-3200
Document Number	0011422081
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 GAP GATE RD CALLAWAY VA 240673200, CALLAWAY, VA 24067-3200

Mortgage

Document Number	0011422081
Date	Jul 15, 2020
Book Page	001142/002081
Instrument	4801

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	1785 GAP GATE RD, CALLAWAY, VA 24067-3200
Document Number	0011242548
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011242548
Date	Jul 24, 2019
Book Page	001124/002548
Instrument	4408

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,445.00 (-4.68%)	$568,700 (+35.21%) Land $74,600 Building $494,100	$568,700 (+35.21%) Land $74,600 Building $494,100
2023	$2,565.00	$420,600 (-6.07%) Land $67,600 Building $353,000	$420,600 (-6.07%) Land $67,600 Building $353,000
2022		$447,800 Land $67,600 Building $380,200	$447,800 Land $67,600 Building $380,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1992–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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