1785 Gap Blvd, Chipley, FL 32428 Property Records

Washington County property record for 1785 Gap Blvd, Chipley, FL 32428 · Last verified August 2026

Property Summary

Property Type	Vacant Land
Details	3 bd · 2 ba · 1,189 sqft · built 1998
Lot Size	4.06 acres (176,853 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Mar 2024)
Tax Bill	$144 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000005660039`

Property Details

APN / Parcel Number

Primary APN	`000005660039`
Alternative APNs	`00000000-00-0566-0039` `05660039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	1,309 sqft
1st Floor Area	1,189 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	176,853 sqft (4.06 acres)
Garage Type	Detached
Garage Area	528 sqft
Porch	Finished/Open Porch
Porch Area	40 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1785 GAP BLVD
City	CHIPLEY
State	FL
Zip	32428-3215
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	28 2 13 ORB 1224 P 58 LOT 39 WHITE OAK S/D, ORB 1297 P 771, LESS ORB 1297 P 773, LESS ORB 1304 P 863
Legal Range	13W
Legal Township	02S
Legal Section	28
Legal Subdivision	WHITE OAK SUB
Legal Block	39
Legal Lot Number	39
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1090
Census Tract	970301

Owner

Source: Washington County records · APN 000005660039

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2024	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 04, 2024	Divorce Transfer, Transfer PANHANDLE LAND TITLE LLC
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 2024 · Amount on Record
Deed Sale	Mar 04, 2024 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	20241690
Deed Book / Page	1297 / 773
Last Transfer Date	May 24, 2024
Transfer Doc	0000003892
Record Updated	Sep 20, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 04, 2024
Property Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215
Document Number	0067001690
Book / Page	1297 / 773
Map Reference	MB 3 PG 162
Instrument Date	Mar 01, 2024
Instrument	202467001690
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 FLAGER DRIVE, CHIPLEY, FL 32428-2716

Mortgage

Document Number	0000000775
Date	Mar 04, 2024
Instrument	1297/775

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2024: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Mar 04, 2024
Property Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215
Document Number	0067001689
Book / Page	1297 / 771
Map Reference	MB 3 PG 162
Instrument Date	Feb 27, 2024
Instrument	202467001689
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2773 JACKSON ST, CHIPLEY, FL 32428-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 12, 2021
Property Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215
Document Number	0067008888
Book / Page	1224 / 58
Map Reference	MB 3 PG 162
Instrument Date	Nov 09, 2021
Instrument	202167008888
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1777 GAP BLVD, 1777, CHIPLEY, FL 32428-3215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 PLEASANT HILL RD, LYNN HAVEN, FL 32444-5651

Mortgage

Document Number	0000000060
Date	Nov 12, 2021
Instrument	1224/60

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 27, 2020
Property Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215
Document Number	0067002887
Book / Page	1175 / 66
Map Reference	MB 3 PG 162
Instrument Date	Apr 24, 2020
Instrument	202067002887
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	DEFENDER T&E AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 SPIKES RD, 300, PANAMA CITY, FL 32409-4638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 GAP BLVD, CHIPLEY, FL 32428-3215

Mortgage

Document Number	0000000068
Date	Apr 27, 2020
Instrument	1175/68

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$144.00 (+2.86%)	$10,450 (-) Land $10,450	$10,450 (-) Land $10,450
2024	$140.00 (-90.96%)	$10,450 (-93.22%) Land $10,450	$10,450 (-93.47%) Land $10,450
2023	$1,549.00 (+3.27%) Homeowner's exemption	$154,093 (+3%)	$160,034 (+6.97%) Land $30,400 Building $129,634
2022	$1,500.00 Homeowner's exemption	$149,605 Land $30,400 Building $119,205	$149,605 Land $30,400 Building $119,205

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), updated July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021, rainfall accumulation
Claims By Storm	Hurricane Michael, Oct 2018 · 2 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 847 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wildstar Networks	Fixed Wireless	200 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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