Monroe County property record for 1785 E Rayletown Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,834 sqft · built 1996 |
| Lot Size | 5.35 acres (233,046 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Aug 2022) |
| Tax Bill | $3,048 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Aug 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-35240-02 |
| Primary APN | 014-35240-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,834 sqft Living Area |
| 1st Floor Area | 2,834 sqft |
| Basement Area | 666 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 66 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 233,046 sqft (5.35 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 014-35240-02 |
|---|---|
| Street Address | 1785 E RAYLETOWN RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ER |
| Legal Description | 014-35240-02 PERENNIAL ESTATES LOTS 1 & 2 AMENDMENT 4 LOT 2 |
| Legal Subdivision | PERENNIAL ESTATES SUBDIVISION |
| Legal Lot Number | 1-2,2 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1501 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1785 E RAYLETOWN RD, BLOOMINGTON, IN 47401-9353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK FSB |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Dec 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Dec 17, 2018 · Amount on Record |
| Deed Document Number | 202247095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1785 E RAYLETOWN RD, BLOOMINGTON, IN 47401-9353 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020004861 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 2020004861 |
| Name | MUTUAL BANK FSB |
|---|---|
| Type | Bank |
| Address | MUNCIE, IN 47305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 8, 2022 |
| Property Address | 1785 E RAYLETOWN RD, BLOOMINGTON, IN 47401-9353 |
| Document Number | 2022011912 |
| Map Reference | DOC 2022010997 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022011912 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1785 E RAYLETOWN RD, BLOOMINGTON, IN 47401-9353 |
| Document Number | 2022011913 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022011913 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 17, 2018 |
| Property Address | 1785 E RAYLETOWN RD, BLOOMINGTON, IN 47401-9353 |
| Document Number | 2018016703 |
| Map Reference | DOC2007003678 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 2018016703 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1785 E BAYLETOWN ROAD, BLOOMINGTON, IN 47401 |
| Document Number | 2018016704 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 2018016704 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,048.00 (-7.16%) | $400,400 (+0.5%) Land $71,800 Building $328,600 | $400,400 (+0.5%) Land $71,800 Building $328,600 |
| 2024 | $3,283.00 (-0.79%) | ||
| 2023 | $398,400 (+1.01%) Land $66,000 Building $332,400 | $398,400 (+1.01%) Land $66,000 Building $332,400 | |
| 2022 | $3,309.00 | $394,400 Land $48,900 Building $345,500 | $394,400 Land $48,900 Building $345,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2005 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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