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1785 42nd Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 1785 42nd Ave, Capitola, CA 95010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,685 sqft · built 1989
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Mar 2012)
Tax Bill$8,837 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN034-125-09

Property Details

APN / Parcel Number

Primary APN034-125-09
Alternative APN
  • 034-125-09-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,685 sqft Living Area
Gross Area2,033 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area348 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1785 42ND AVE
CityCAPITOLA
StateCA
Zip95010-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK I
Legal SubdivisionCAPITOLA HEIGHTS
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2006
Census Tract121701

Owner

1785 42nd Ave is owned and occupied by two individuals who acquired it in July 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1785 42ND AVE, CAPITOLA, CA 95010-3503
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2012 · Amount on File
Deed SaleMar 13, 2012 · Amount on File
Prior SaleOct 6, 2011 · Amount on File
Deed Document Number201212377
Last Transfer DateJul 1, 2020
Transfer Doc0000024495
Record UpdatedSep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 8, 2020
Property Address1785 42ND AVE, CAPITOLA, CA 95010-3503
Document Number0000024495
Map ReferenceMB 13 PG 31
Instrument DateJul 1, 2020
Instrument2020-0024495
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyWFG NATIONAL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1785 42ND AVE, CAPITOLA, CA 95010-3503

Mortgage

Document Number0000024496
DateJul 8, 2020
Instrument2020-0024496
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1785 42nd Ave was $8,837.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$666,213 (+2%) Land $466,349 Building $199,864
2025$8,837.00$653,150 Land $457,205 Building $195,945
2023$8,011.00 (+1.35%)$627,787 Land $439,451 Building $188,336$1,204,380
2022$7,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1785 42nd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1785 42nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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