1785 2nd Ave, Cumberland, WI 54829 Property Records

Barron County property record for 1785 2nd Ave, Cumberland, WI 54829

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2020)
Tax Bill	$2,606 (2025)
Deeds & Mortgages	Feb 2006 Line of Credit Nov 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`212-1354-21-000`

Property Details

APN / Parcel Number

Primary APN	`212-1354-21-000`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	1785 2ND AVE
City	CUMBERLAND
State	WI
Zip	54829-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT 7-2 E 1/2 LOT 7 BLK 2 EX W 30 FT NORTH CUMBERLAND ADD
Legal Range	13W
Legal Township	35N
Legal Section	06
Legal Block	2
Legal Lot Number	7
Jurisdiction	BARRON WI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2035
Census Tract	200

Owner

1785 2nd Ave is owned by two individuals who bought it in September 2020.

Source: Barron County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	816 85TH ST, AMERY, WI 54001-5321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2006	Deed of Trust, Mortgage · Line of Credit CUMBERLAND FEDERAL BANK FSB
Nov 11, 2024	Warranty Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage DAIRY STATE BANK
Mar 5, 2013	Quit Claim Deed, Transfer · Conventional Mortgage ALLY CAPITAL CORP
May 21, 2007	Warranty Deed, Transfer · Conventional Mortgage HOMECOMINGS FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Mar 5, 2013 · Amount on File
Deed Document Number	2020868983
Record Updated	Jun 8, 2026

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRON WI
Property Address	1785 2ND AVE, CUMBERLAND, WI 54829-9230
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	HOMEOWNERS TITLE COMPANY, HOMETOWN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002009/390
Date	Feb 8, 2006
Book Page	2009/390
Instrument	719111

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Address	CUMBERLAND, WI 54829

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Nov 11, 2024
Property Address	1785 2ND AVE, CUMBERLAND, WI 54829-9230
Document Number	0000907201
Instrument Date	Nov 6, 2024
Instrument	907201
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000907202
Date	Nov 11, 2024
Instrument	907202

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	Sep 28, 2020
Property Address	1785 2ND AVE, CUMBERLAND, WI 54829-9230
Document Number	0000868983
Instrument Date	Sep 24, 2020
Instrument	868983
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAKES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000868984
Date	Sep 28, 2020
Instrument	868984

Lender

Name	DAIRY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRON WI
Recording Date	Mar 5, 2013
Property Address	1785 2ND AVE, CUMBERLAND, WI 54829-9230
Document Number	0000797891
Instrument Date	Feb 25, 2013
Instrument	797891
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000797892
Date	Mar 5, 2013
Instrument	797892

Lender

Name	ALLY CAPITAL CORP
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

May 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRON WI
Recording Date	May 21, 2007
Property Address	1785 2ND AVE, CUMBERLAND, WI 54829-9230
Document Number	002070/706
Book / Page	2070 / 706
Instrument Date	May 18, 2007
Instrument	735529
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	HOMETOWN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	00000

Mortgage

Document Number	002070/707
Date	May 21, 2007
Book Page	2070/707
Instrument	735530

Lender

Name	HOMECOMINGS FINANCIAL LLC
Type	Funding / Finance Company
Address	FARMINGTON, MI 48334

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1785 2nd Ave was $2,606.

Source: Barron County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Barron County
Municipality	Cumberland City
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,606.00	$100,800 Land $6,400 Building $94,400	$173,300 Land $11,003 Building $162,297
2023	$2,010.00 Homeowner's exemption	$100,800 Land $6,400 Building $94,400	$149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1785 2nd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1785 2nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND WATERWORKS serves 2,311 people · EPA ID WI6030132
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 2nd Ave

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