1785 1/2 Co Rd E, #41, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1785 1/2 Co Rd E, #41, White Bear Lake, MN 55110

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,124 sqft · built 1990
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jan 2022)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-30-22-33-0192`

Property Details

APN / Parcel Number

Primary APN	`26-30-22-33-0192`
Alternative APNs	`8472226` `8487205`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,329 sqft
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Lot Area	1,307 sqft (0.3 acres)
Garage Type	Attached
Garage Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8487205
Street Address	1785 1/2 COUNTY ROAD E E, 41
City	SAINT PAUL
State	MN
Zip	55110-1702
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO NO 224 LAKE GROVE CONDO UNIT NO.41 & GARAGE UNIT NO.41
Legal Range	22
Legal Township	30
Legal Section	26
Legal Subdivision	CONDO NO 224 LAKE GROVE CONDO
Legal Lot Number	41
Legal Unit	41
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	3
Census Block	3005
Census Tract	40401

Owner

Source: Ramsey County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1785 COUNTY ROAD E E, SAINT PAUL, MN 55110-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	May 20, 2021 · Amount on Record
Deed Document Number	20224927702
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 5, 2022
Property Address	1785 1/2 COUNTY ROAD E E # 41, 41, WHITE BEAR LAKE, MN 55110-1702
Document Number	0A04927702
Instrument Date	Dec 22, 2021
Instrument	A04927702
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 E 12 COUNTY ROAD E, WHITE BEAR LAKE, MN 55110

Mortgage

Document Number	0A04927703
Date	Jan 5, 2022
Instrument	A04927703

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (+3.05%) Land $1,000 Building $208,300	$209,300 (+3.05%) Land $1,000 Building $208,300
2025	$2,728.00 (+19.44%)
2023	$2,284.00 Homeowner's exemption	$203,100 Land $1,000 Building $202,100	$203,100 Land $1,000 Building $202,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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