17844 Wayside Bend, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17844 Wayside Bend, Punta Gorda, FL 33982

Property Summary

Property Type	Cluster Home
Details	3 bd · 2 ba · 1,388 sqft · built 2018
Lot Size	0.136 acres (5,958 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (May 2022)
Tax Bill	$2,751 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-201-021`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-201-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	1,879 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,958 sqft (0.136 acres)
Garage Area	434 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	17844 WAYSIDE BND
City	PUNTA GORDA
State	FL
Zip	33982-5055
Property Category	Residential
Property Type	Residential > Single Family > Cluster Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0517 BABCOCK RANCH PHASE 2A LT 517 4311/1217 4383/1978 4989/26 BWB 000 0000 517A
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	517
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Apr 24, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Nov 30, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
May 3, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Nov 30, 2018 · Amount on Record
Deed Document Number	3106009
Deed Book / Page	4989 / 26
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 24, 2022
Property Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Document Number	0049890026
Book / Page	4989 / 26
Map Reference	MB 22 PG 11
Instrument Date	May 11, 2022
Instrument	3106009
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	JD TITLE AND ESCROW SERVICES LLC, JD TITLE & ESCROW SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14295 REFLECTION LAKES DR, 14295, FORT MYERS, FL 33907-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17844 WAYSIDE BND, BABCOCK RANCH, FL 33982-5055

Mortgage

Document Number	0000498928
Date	May 24, 2022
Instrument	4989/28

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046021741
Date	Jul 17, 2020
Book Page	4602/1741
Instrument	2831665

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Document Number	0044341874
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17844 WAYSIDE BND PUNTA GORDA FL 339825055, PUNTA GORDA, FL 33982-5055

Mortgage

Document Number	0044341874
Date	May 6, 2019
Book Page	004434/001874
Instrument	2706730

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 30, 2018
Property Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Document Number	0043831978
Book / Page	4383 / 1978
Map Reference	MB22 PG11
Instrument Date	Nov 21, 2018
Instrument	2665526
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 7, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRAFT SIX MILE CYPRESS PARKWAY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055

Mortgage

Document Number	0002665527
Date	Nov 30, 2018
Instrument	2665527

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 3, 2018
Property Address	17844 WAYSIDE BND, PUNTA GORDA, FL 33982-5055
Document Number	0043111217
Book / Page	004311 / 001217
Instrument Date	Apr 26, 2018
Instrument	2609478
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,360.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,751.00 (-55.54%) Homeowner's exemption	$224,077 (-20.16%)	$264,970 (+2.14%) Land $55,125 Building $209,845
2023	$6,187.00 (+67.17%)	$280,644 (+64.32%)	$259,412 (+11.82%) Land $52,000 Building $207,412
2022	$3,701.00 Homeowner's exemption	$170,787	$231,999 Land $35,700 Building $196,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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