17844 Andrews Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 17844 Andrews Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 2019
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Apr 2016)
Tax Bill	$4,684 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-4N-23-0000-0001-0430`

Property Details

APN / Parcel Number

Primary APN	`26-4N-23-0000-0001-0430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,356 sqft Heated Area
Gross Area	3,361 sqft
1st Floor Area	3,406 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Area	631 sqft
Porch	Open Porch
Porch Area	374 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	17844 ANDREWS RD
City	HILLIARD
State	FL
Zip	32046-8253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SW1/4 OF SE1/4 OF SEC 26-4N-23E IN OR 2042/1968
Legal Range	23E
Legal Township	04N
Legal Section	26
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2043
Census Tract	50403

Owner

17844 Andrews Rd is owned and occupied by two individuals who bought it in April 2016.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17844 ANDREWS RD, HILLIARD, FL 32046-8253
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage MOVEMENT MORTGAGE
Aug 5, 2019	Loan Modification, Mortgage FIRST FED'L SVGS BK
Mar 28, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FSB/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2016 · Amount on File
Deed Sale	Apr 29, 2016 · Amount on File
Deed Document Number	0020421968
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	17844 ANDREWS RD, HILLIARD, FL 32046-8253
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17844 ANDREWS RD, HILLIARD, FL 32046-8253

Mortgage

Document Number	0024000792
Date	Oct 15, 2020
Book Page	2400/792
Instrument	202045033124

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	17844 ANDREWS RD, HILLIARD, FL 32046-8253
Document Number	0022960980
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17844 ANDREWS RD HILLIARD FL 320468253, HILLIARD, FL 32046-8253

Mortgage

Document Number	0022960980
Date	Aug 8, 2019
Book Page	002296/000980
Instrument	45025794

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 28, 2018
Property Address	17844 ANDREWS RD, HILLIARD, FL 32046-8253
Document Number	0021860165
Book / Page	002186 / 000165
Instrument Date	Mar 26, 2018
Instrument	9469
Transaction Type	Construction Loan
Record Updated	Apr 4, 2018
Title Company	OSCEOLA LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17844 ANDREWS RD HILLIARD FL 32046, HILLIARD, FL 32046

Mortgage

Document Number	21860165
Date	Mar 28, 2018
Book Page	002186/000165
Instrument	9469

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17844 Andrews Rd was $4,684 with a homeowner's exemption, up 1.2% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,684.00 (+1.19%) Homeowner's exemption	$345,464 (+2.78%) Land $96,156 Building $249,308	$652,295 (+6.17%)
2024	$4,629.00 (+1.22%) Homeowner's exemption	$336,130 (+2.98%) Land $81,437 Building $254,693	$614,360 (+2.79%)
2023	$4,573.00 (+10.11%) Homeowner's exemption	$326,411 (+3%) Land $81,375 Building $245,036	$597,667 (+32.52%)
2022	$4,153.00 Homeowner's exemption	$316,902 Land $51,187 Building $265,715	$451,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17844 Andrews Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17844 Andrews Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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