17843 Gourd Neck Loop, Winter Garden, FL 34787 Property Records

Lake County property record for 17843 Gourd Neck Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,240 sqft · built 2015
Lot Size	0.244 acres (10,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,500 (Jan 2016)
Tax Bill	$6,023 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-22-26-0201-000-10600`

Property Details

APN / Parcel Number

Primary APN	`24-22-26-0201-000-10600`
Alternative APNs	`262224020100010600` `3894483`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,528 sqft Living Area
Gross Area	5,128 sqft
1st Floor Area	1,890 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,625 sqft (0.244 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Florida Room
Porch Area	468 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3894483
Street Address	17843 GOURD NECK LOOP
City	WINTER GARDEN
State	FL
Zip	34787-3088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE PARK PHASE 2 PB 66 PG 38-39 LOT 106 ORB 4728 PG 2265
Legal Range	26E
Legal Township	22S
Legal Section	24
Legal Subdivision	VERDE PARK PHASE 2
Legal Tract	B,D,F,I,O,
Legal Lot Number	106
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1019
Census Tract	31321

Owner

Source: Lake County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17843 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3088
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2016 · Amount on Record
Deed Sale	Jan 14, 2016 · Amount on Record
Deed Document Number	20164743
Deed Book / Page	4728 / 2265
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Recording Date	Sep 14, 2026
Property Address	17843 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3088
Document Number	0000112843
Book / Page	6811 / 2286
Instrument Date	Sep 3, 2026
Instrument	2026112843
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112843,
Date	Sep 14, 2026
Book Page	6811/2286
Instrument	2026112843

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2041

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17843 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3088
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055380738
Date	Sep 4, 2020
Book Page	5538/738
Instrument	2020098484

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17843 GOURD NECK LOOP, WINTER GARDEN, FL 34787-3088
Document Number	0049991532
Book / Page	004999 / 001532
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17843 GOURD NECK LOOP WINTER GARDEN FL 347873088, WINTER GARDEN, FL 34787-3088

Mortgage

Document Number	0049991532
Date	Sep 19, 2017
Book Page	004999/001532
Instrument	98229

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,670 (+2.9%)	$813,529 (-0.01%) Land $222,750 Building $590,779
2025	$6,023.00 (+2.4%) Homeowner's exemption	$439,920 (+5.98%) Land $222,750 Building $217,170	$813,650 (+2.51%) Land $222,750 Building $590,900
2024	$5,882.00 (+5.54%)
2023	$5,573.00 (+5.43%) Homeowner's exemption	$415,080 (+3%)	$793,724 (+19.43%) Land $222,750 Building $570,974
2022	$5,286.00 Homeowner's exemption	$402,990	$664,597 Land $94,500 Building $570,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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