Owen County property record for 1784 Schooling Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,052 sqft · built 2015 |
| Lot Size | 0.315 acres (13,721 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $413,630 (Oct 2024) |
| Tax Bill | $1,877 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-36-200-080.064-027 |
| Primary APN | 60-10-36-200-080.064-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Living Area |
| 1st Floor Area | 2,052 sqft |
| Attic | Attic |
| Attic Area | 528 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,721 sqft (0.315 acres) |
| Lot Dimensions | 128 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001025379 |
|---|---|
| Street Address | 1784 SCHOOLING RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDCREST ESTATES PH1 LOT 64 |
| Legal Subdivision | WINDCREST ESTATES |
| Legal Lot Number | 64 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 955900 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1784 SCHOOLING RD, SPENCER, IN 47460-7528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY LENDING LLC |
| Nov 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2024 · Amount on Record |
| Deed Sale | Oct 7, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2022 · Amount on Record |
| Deed Document Number | 2024238009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jun 20, 2022 |
| Property Address | 1784 SCHOOLING RD, SPENCER, IN 47460-7528 |
| Document Number | 0000229757 |
| Map Reference | MB 03 PG 150&151 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 229757 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | LANDQUEST TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1784 SCHOOLING RD, SPENCER, IN 47460-7528 |
| Document Number | 0000229758 |
|---|---|
| Date | Jun 20, 2022 |
| Instrument | 229758 |
| Name | FAIRWAY LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Nov 5, 2019 |
| Property Address | 1784 SCHOOLING RD, SPENCER, IN 47460-7528 |
| Document Number | 0000218325 |
| Map Reference | MB 3 PG 135&136 |
| Instrument Date | Oct 26, 2019 |
| Instrument | 218325 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1784 SCHOOLING RD, SPENCER, IN 47460-7528 |
| Investor | Possibly a Property Investor |
| Document Number | 0000218326 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 218326 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,877.00 (+4.92%) Homeowner's exemption | $301,700 (+32.09%) Land $27,200 Building $274,500 | $301,700 (+32.09%) Land $27,200 Building $274,500 |
| 2024 | $1,789.00 (+8.1%) | ||
| 2023 | $1,655.00 (+1.47%) | $228,400 Land $27,200 Building $201,200 | $228,400 Land $27,200 Building $201,200 |
| 2022 | $1,631.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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