1784 July Ct, Chipley, FL 32428 Property Records

Washington County property record for 1784 July Ct, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,594 sqft · built 1972
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual on Record
Last Sale	$135,000 (Aug 2021)
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-0180-0034`

Property Details

APN / Parcel Number

Primary APN	`04-0180-0034`
Alternative APN	`000401800034`

Interior

Full Baths	2 Baths
Building Area	1,594 sqft Heated Area
Gross Area	2,019 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Lot Width	150 ft Width
Garage Type	Finished
Garage Area	273 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000401800034
Street Address	1784 JULY CT
City	CHIPLEY
State	FL
Zip	32428-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT # 4 LOT 34 ORB 1216 P 526 BLK 0180
Legal Range	13W
Legal Township	02N
Legal Section	30
Legal Subdivision	SUNNY HILLS
Legal Block	180
Legal Lot Number	34
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1107
Census Tract	970301

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1784 JULY CT, CHIPLEY, FL 32428-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
Jun 6, 2018	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	202167006369
Deed Book / Page	1216 / 526
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 27, 2021
Property Address	1784 JULY CT, CHIPLEY, FL 32428-3131
Document Number	0067006369
Book / Page	1216 / 526
Map Reference	MB 2 PG 42-54
Instrument Date	Aug 24, 2021
Instrument	202167006369
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	PANHANDLE LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3769 MARS HILL RD, 3769, CUMMING, GA 30040-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1784 JULY CT, CHIPLEY, FL 32428-3131

Mortgage

Document Number	0000000528
Date	Aug 27, 2021
Instrument	1216/528

Lender

Name	SPACE COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1784 JULY CT, CHIPLEY, FL 32428-3131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3769 MARS HILL RD, CUMMING, GA 30040-8050

Mortgage

Document Number	0067008727
Date	Dec 22, 2020
Book Page	1194/43
Instrument	202067008727

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 6, 2018
Property Address	1784 JULY CT, CHIPLEY, FL 32428-3131
Document Number	0067003815
Book / Page	1119 / 482
Map Reference	MB2 PG42-54
Instrument Date	May 30, 2018
Instrument	201867003815
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TRUST C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20332 S STATE HIGHWAY 21, 20332, CALEDONIA, MO 63631-9409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3769 MARS HILL RD, CUMMING, GA 30040-8050

Mortgage

Document Number	0067003816
Date	Jun 6, 2018
Instrument	201867003816

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,371.00 (+5.42%)	$168,302 (+1.47%) Land $6,000 Building $162,302	$168,302 (+1.47%) Land $6,000 Building $162,302
2024	$2,249.00 (+9.12%)	$165,865 (+11.83%) Land $6,000 Building $159,865	$165,865 (+11.83%) Land $6,000 Building $159,865
2023	$2,061.00 (+9.11%)	$148,313 (+9.99%) Land $5,000 Building $143,313	$148,313 (+9.99%) Land $5,000 Building $143,313
2022	$1,889.00	$134,844 Land $3,500 Building $131,344	$134,844 Land $3,500 Building $131,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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