178357 N 3000 Rd, Duncan, OK 73533 Property Records

Stephens County property record for 178357 N 3000 Rd, Duncan, OK 73533

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,612 sqft · built 1984
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jun 2026)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	May 2005 Mortgage Jun 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-31-01S-04W-1-012-00`

Property Details

APN / Parcel Number

Primary APN	`0000-31-01S-04W-1-012-00`
Alternative APN	`2675`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,612 sqft Living Area
Gross Area	2,613 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	638 sqft
Carport	Carport
Carport Area	638 sqft
Porch	Slab
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2675
Street Address	178357 N 3000 RD
City	DUNCAN
State	OK
Zip	73533-1296
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	31-1S-4W SWNESENE & SENESENE & N1/2 SESENE & NWSENE
Legal Range	04W
Legal Township	01S
Legal Section	31
Legal Subdivision	T1S-R4W
Legal Block	1S
Legal Lot Number	4W
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	3
Census Block	3020
Census Tract	1000

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178357 N 3000 RD, DUNCAN, OK 73533-1296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2005	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Jun 15, 2015	Deed of Trust, Mortgage FIRST BANK & TRUST CO
Jun 3, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Oct 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Document Number	20264761
Deed Book / Page	6874 / 1
Record Updated	Oct 29, 2026

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	178357 N 3000 RD, DUNCAN, OK 73533-1296
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003148/238
Date	May 17, 2005
Book Page	3148/238
Instrument	73-6123

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Jun 25, 2012

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	178357 N 3000 RD, DUNCAN, OK 73533-1296
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004970/239
Date	Jun 15, 2015
Book Page	4970/239
Instrument	2015-917069

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount Recorded
Term	59 Months
Due	May 15, 2020

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Jun 3, 2026
Property Address	178357 N 3000 RD, DUNCAN, OK 73533-1296
Document Number	0000004761
Book / Page	6874 / 1
Instrument Date	May 29, 2026
Instrument	20264761
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178357 N 3000 RD, DUNCAN, OK 73533-1296

Mortgage

Document Number	0000004762,
Date	Jun 3, 2026
Book Page	6874/4
Instrument	20264762

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 26, 2017
Property Address	178357 N 3000 RD, DUNCAN, OK 73533-1296
Document Number	005382/202
Book / Page	5382 / 202
Instrument Date	Oct 26, 2017
Instrument	2017-961505
Transaction Type	Transfer
Record Updated	Jun 26, 2026

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178357 N 3000 RD, DUNCAN, OK 73533-1296

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,996 (+2.13%) Land $601 Building $23,395	$218,150 (+2.14%) Land $5,460 Building $212,690
2025	$1,709.00 (+2.58%) Homeowner's exemption	$23,495 (+3.87%) Land $601 Building $22,894	$213,583 (+1.4%) Land $5,460 Building $208,123
2023	$1,666.00 Homeowner's exemption	$22,619 Land $1,216 Building $21,403	$210,642 Land $12,377 Building $198,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 70% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RW&SD #1 serves 960 people · EPA ID OK2006906
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	200 / 50
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Arbuckle Communications.

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