17835 Florida St, Umatilla, FL 32784 Property Records

Lake County property record for 17835 Florida St, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 1975
Lot Size	0.319 acres (13,886 sqft)
Owner	2 Individual Names on File
Last Sale	$173,000 (Nov 2017)
Tax Bill	$2,229 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-18-26-0300-00I-00200`

Property Details

APN / Parcel Number

Primary APN	`01-18-26-0300-00I-00200`
Alternative APNs	`261801030000I00200` `1200598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	2,067 sqft
1st Floor Area	1,458 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,886 sqft (0.319 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1200598
Street Address	17835 FLORIDA ST
City	UMATILLA
State	FL
Zip	32784-8659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SILVER BEACH HEIGHTS LOT 2 BLK I & 1/84 INT IN LOT 21 BLK H PB 14 PG 25 ORB 5027 PG 1598
Legal Range	26E
Legal Township	18S
Legal Section	1
Legal Subdivision	SILVER BEACH HEIGHTS
Legal Tract	0300
Legal Block	I
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2006
Census Tract	30110

Owner

17835 Florida St is owned and occupied by two individuals who bought it in November 2017.

Source: Lake County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	17835 FLORIDA ST, UMATILLA, FL 32784-8659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 16, 2017	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Jul 27, 2012 · Amount on File
Deed Document Number	2017122268
Deed Book / Page	5027 / 1598
Prior Transfer Date	Apr 21, 2008
Prior Transfer Doc	0036151445
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	17835 FLORIDA ST, UMATILLA, FL 32784-8659
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17835 FLORIDA ST, UMATILLA, FL 32784-8659

Mortgage

Document Number	0056341282
Date	Feb 2, 2021
Book Page	5634/1282
Instrument	2021014961

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 16, 2017
Property Address	17835 FLORIDA ST, UMATILLA, FL 32784-8659
Document Number	0050271598
Book / Page	005027 / 001598
Instrument Date	Oct 24, 2017
Instrument	122268
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	SHIPLEY LAW FIRM AND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17835 FLORIDA ST UMATILLA FL 327848659, UMATILLA, FL 32784-8659

Mortgage

Document Number	50271600
Date	Nov 16, 2017
Book Page	005027/001600
Instrument	122269

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,640 (+2.9%)	$261,095 (-) Land $68,750 Building $192,345
2025		$151,260 Land $68,750 Building $82,510	$261,095 Land $68,750 Building $192,345
2024	$2,229.00 (+13.15%)
2023	$1,970.00 (+10.3%) Homeowner's exemption	$142,720 (+2.99%)	$253,938 (+20.02%) Land $68,750 Building $185,188
2022	$1,786.00 Homeowner's exemption	$138,570	$211,576 Land $43,750 Building $167,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17835 Florida St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17835 Florida St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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