17834 Cachagua Rd, Carmel Valley, CA 93924 Property Records

Monterey County property record for 17834 Cachagua Rd, Carmel Valley, CA 93924

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,250 sqft · built 1978
Lot Size	11.5 acres (502,682 sqft)
Owner	Company Name on Record
Last Sale	$830,000 (Dec 2020)
Tax Bill	$9,580 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`417-102-007-000`

Property Details

APN / Parcel Number

Primary APN	`417-102-007-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	502,682 sqft (11.5 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	17834 CACHAGUA RD
City	CARMEL VALLEY
State	CA
Zip	93924-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 18 PAR MAPS PG 92 PAR A 11.54 AC
Jurisdiction	MONTEREY CA
Township / Civil Division	CARMEL VALLEY
Census Block Group	2
Census Block	2014
Census Tract	11002

Owner

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7897 HEATHER LN, VACAVILLE, CA 95688-9613
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit SMW 104 FCU
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Dec 9, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2020	Deed of Trust, Mortgage CASHCALL
May 3, 2019	Deed of Trust, Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	202072843
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	0000002772
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17834 CACHAGUA RD, CARMEL VALLEY, CA 93924-9386
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043484
Date	Oct 1, 2018
Instrument	2018043484

Lender

Name	SMW 104 FCU
Type	Credit Union
Address	SAN LEANDRO, CA 94577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17834 CACHAGUA RD, CARMEL VALLEY, CA 93924-9386
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	ORANGE COAST TITLE OF NORTHE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037682
Date	Aug 30, 2019
Instrument	2019037682

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 9, 2020
Property Address	17834 CACHAGUA RD, CARMEL VALLEY, CA 93924-9386
Document Number	0000072843
Map Reference	VOL 18 PG 92
Instrument Date	Nov 30, 2020
Instrument	2020072843
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7897 HEATHER LN, VACAVILLE, CA 95688-9613

Mortgage

Document Number	0000072844
Date	Dec 9, 2020
Instrument	2020072844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17834 CACHAGUA RD, CARMEL VALLEY, CA 93924-9386
Document Number	0000008832
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17834 CACHAGUA RD CARMEL VALLEY CA 939249386, CARMEL VALLEY, CA 93924-9386

Mortgage

Document Number	0000008832
Date	Feb 21, 2020
Instrument	8832

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	17834 CACHAGUA RD, CARMEL VALLEY, CA 93924-9386
Document Number	0000018261
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7834 CACHAGUA RD CARMEL VALLEY CA 93924, CARMEL VALLEY, CA 93924

Mortgage

Document Number	0000018261
Date	May 9, 2019
Instrument	18261

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Carmel Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$916,385 (+2%) Land $552,040 Building $364,345
2025	$9,580.00 (+3.44%)	$898,417 (+4.04%) Land $541,216 Building $357,201
2023	$9,261.00 (+3.35%)	$863,532 Land $520,200 Building $343,332
2022	$8,961.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250

Cell Coverage

No cell data coverage reported

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