1783 Highlander Dr, Xenia, OH 45385 Property Records

Greene County property record for 1783 Highlander Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,574 sqft · built 2022
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2025)
Tax Bill	$4,226 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0002-0028.0-0025.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0002-0028.0-0025.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft
Basement Area	1,023 sqft
Finished Basement	1,023 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	14,157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1783 HIGHLANDER DR
City	XENIA
State	OH
Zip	45385-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOKE SOUTH SEC FOUR LOT 92 0.325AC HIGHLANDER DR
Legal Subdivision	SUMMER BROOKE SOUTH
Legal Lot Number	92
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	4
Census Block	4002
Census Tract	240500

Owner

1783 Highlander Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING
Jan 18, 2023	Limited Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Sep 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Sep 26, 2022 · Amount on File
Deed Document Number	202513473
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	May 18, 2026
Property Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458
Document Number	0000007898
Instrument Date	Apr 29, 2026
Instrument	20267898
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458

Mortgage

Document Number	0000007898,
Date	May 18, 2026
Instrument	20267898

Lender

Name	UNITED MORTGAGE LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jan 18, 2023
Property Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458
Document Number	0000000640
Map Reference	CAB 39 PG 191B&192B
Instrument Date	Dec 14, 2022
Instrument	2023000640
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458

Mortgage

Document Number	0000000641
Date	Jan 18, 2023
Instrument	2023000641

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 26, 2022
Property Address	1783 HIGHLANDER DR, XENIA, OH 45385-1458
Document Number	0000018154
Map Reference	CAB 39 PG 191B&192B
Instrument Date	Sep 7, 2022
Instrument	2022018154
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1974 BYERS RD, MIAMISBURG, OH 45342-3249
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1783 Highlander Dr was $4,226, down 5.2% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,226.00 (-5.2%)	$103,430 (-) Land $18,010 Building $85,420
2024	$4,458.00 (-1.09%)	$103,430 (-) Land $18,010 Building $85,420
2023	$4,507.00	$103,430 Land $18,010 Building $85,420	$295,510 Land $51,450 Building $244,060
			$336,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1783 Highlander Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1783 Highlander Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: altafiber Network Solutions.

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