1783 Flora Ln, Charlottesville, VA 22911 Property Records

Albemarle County property record for 1783 Flora Ln, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,298 sqft · built 2023
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Dec 2024)
Tax Bill	$5,101 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046E0-11-00-06700`

Property Details

APN / Parcel Number

Primary APN	`046E0-11-00-06700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,298 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,790 sqft (0.087 acres)
View / Lot	Proximity to Airport
Garage Area	400 sqft
Porch	Slab
Porch Area	80 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1783 FLORA LN
City	CHARLOTTESVILLE
State	VA
Zip	22911-5655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKHILL BLK 11 LOT 67
Legal Subdivision	BROOKHILL - TOWNHOUSES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1004
Census Tract	10302

Owner

1783 Flora Ln is owned and occupied by an individual who bought it in December 2024.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1783 FLORA LN, CHARLOTTESVILLE, VA 22911-5655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2024 · Amount on File
Deed Sale	Dec 23, 2024 · Amount on File
Prior Sale	Aug 21, 2023 · Amount on File
Deed Document Number	202410931
Record Updated	Sep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 21, 2023
Property Address	1783 FLORA LN, CHARLOTTESVILLE, VA 22911-5655
Document Number	202300007241
Map Reference	DOC 202200004923
Instrument Date	Aug 18, 2023
Instrument	202300007241
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST EXCEL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$497.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1783 FLORA LN, CHARLOTTESVILLE, VA 22911-5655

Mortgage

Document Number	202300007242
Date	Aug 21, 2023
Instrument	202300007242

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1783 Flora Ln was $5,101, up 5.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,101.00 (+5.31%)	$570,600 (+5.3%) Land $99,000 Building $471,600	$570,600 (+5.3%) Land $99,000 Building $471,600
2025	$4,844.00	$541,900 Land $99,000 Building $442,900	$541,900 Land $99,000 Building $442,900
2023	$1,856.00	$90,000 Land $90,000	$90,000 Land $90,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1783 Flora Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1783 Flora Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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