1783 E 2nd St, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 1783 E 2nd St, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1920
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (May 2015)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-01103-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`16-01103-0000-00003`
Alternative APNs	`160110300003` `74000`

Interior

Stories	2 Stories
Building Area	1,224 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	74000
Street Address	1783 E 2ND ST
City	SCOTCH PLAINS
State	NJ
Zip	07076-1736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-2
Legal Subdivision	FLANDERS PARK
Legal Block	1103
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	5
Census Block	5010
Census Tract	38400

Owner

1783 E 2nd St is owned and occupied by two individuals who bought it in May 2015.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1783 E 2ND ST, SCOTCH PLAINS, NJ 07076-1736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2015 · Amount on File
Deed Sale	May 6, 2015 · Amount on File
Deed Document Number	2015261005
Deed Book / Page	6056 / 787
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1783 E 2ND ST, SCOTCH PLAINS, NJ 07076-1736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145482617
Date	Apr 17, 2019
Book Page	14548/2617
Instrument	671552

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1783 E 2nd St was $6,113, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,500 (-) Land $18,100 Building $31,400	$49,500 (-) Land $18,100 Building $31,400
2025	$6,113.00 (+4.94%)	$49,500 Land $18,100 Building $31,400	$49,500 Land $18,100 Building $31,400
2024	$5,825.00
2023		$49,500 Land $18,100 Building $31,400	$49,500 Land $18,100 Building $31,400
2022	$5,586.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1783 E 2nd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	23 (1992–2025)
Claims Outside the SFHA	19 of 23
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims Severe Storms And Flooding, Oct 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1783 E 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20