17827 W Eugene Ter, Surprise, AZ 85388 Property Records

Maricopa County property record for 17827 W Eugene Ter, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,261 sqft · built 2007
Lot Size	0.177 acres (7,708 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2017)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`502-05-328`

Property Details

APN / Parcel Number

Primary APN	`502-05-328`
Alternative APN	`502053281`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,261 sqft Living Area
Gross Area	2,461 sqft
1st Floor Area	2,261 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,708 sqft (0.177 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	468 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	17827 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85388-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	SARAH ANN RANCH UNIT 1 MCR 812-49
Legal Range	2W
Legal Township	3N
Legal Section	14
Legal Subdivision	SARAH ANN RANCH UNIT 1
Legal Lot Number	549
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	5
Census Block	5006
Census Tract	61031

Owner

Source: Maricopa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 20, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2017 · Amount on Record
Deed Sale	Jun 20, 2017 · Amount on Record
Prior Sale	Aug 13, 2007 · Amount on Record
Deed Document Number	2017451160
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053

Mortgage

Document Number	0000063410
Date	Feb 8, 2023
Instrument	20230063410

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053

Mortgage

Document Number	0000642397
Date	Aug 15, 2022
Instrument	20220642397

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 5, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053

Mortgage

Document Number	0000625952
Date	Jun 7, 2021
Instrument	20210625952

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053

Mortgage

Document Number	0000311857
Date	Mar 19, 2021
Instrument	20210311857

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jul 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2017
Property Address	17827 W EUGENE TER, SURPRISE, AZ 85388-5053
Document Number	0000451160
Instrument Date	Jun 19, 2017
Instrument	451160
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17827 W EUGENE TER SURPRISE AZ 853885053, SURPRISE, AZ 85388-5053

Mortgage

Document Number	451161
Date	Jun 20, 2017
Instrument	451161

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,260 (+73.34%)	$402,600 (+0.02%) Land $80,500 Building $322,100
2025	$1,881.00 (+1.68%)	$23,226 (-46.85%)	$402,500 (-7.89%) Land $80,500 Building $322,000
2024		$43,700	$437,000 Land $87,400 Building $349,600
2023	$1,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	10,000 / 10,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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