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17824 Co Rd 455, Montverde, FL 34756 Property Records

Lake County property record for 17824 Co Rd 455, Montverde, FL 34756

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,388 sqft · built 1996
Lot Size4.66 acres (203,398 sqft)
Owner2 Individual Names on Record
Last Sale$347,000 (Dec 2010)
Tax Bill$4,803 (2024)
Deeds & MortgagesSep 2020 Mortgage
Aug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-22-26-0001-000-03300

Property Details

APN / Parcel Number

Primary APN03-22-26-0001-000-03300
Alternative APNs
  • 262203000100003300
  • 3618661

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,388 sqft Living Area
Gross Area3,040 sqft
1st Floor Area2,388 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area203,398 sqft (4.66 acres)
Garage TypeAttached
Garage Area652 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area540 sqft
PorchFinished/Open Porch
Porch Area356 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3618661
Street Address17824 COUNTY ROAD 455
CityMONTVERDE
StateFL
Zip34756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionW 1/4 OF NE 1/4 OF NE 1/4 LYING N OF CR 455 ORB 3977 PG 480
Legal Range26E
Legal Township22S
Legal Section3
Legal Quarter1
Legal Tract0001
Legal Block2
Legal Lot Number33
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2048
Census Tract31301

Owner

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address18000 COUNTY ROAD 455, CLERMONT, FL 34715-8720
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Aug 11, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2010 · Amount on Record
Deed SaleDec 2, 2010 · Amount on Record
Deed Document Number2010122016
Deed Book / Page3977 / 480
Last Transfer DateMar 26, 2026
Transfer Doc0000037584
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address17824 COUNTY ROAD 455, MONTVERDE, FL 34756
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLP TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 560123, MONTVERDE, FL 34756-0123

Mortgage

Document Number0055480431
DateSep 23, 2020
Book Page5548/431
Instrument2020105152
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address17824 COUNTY ROAD 455, MONTVERDE, FL 34756
Document Number0049911909
Book / Page004991 / 001909
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedSep 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address17824 COUNTY ROAD 455 MONTVERDE FL 34756, MONTVERDE, FL 34756

Mortgage

Document Number0049911909
DateAug 24, 2017
Book Page004991/001909
Instrument91877
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$365,880 (+2.9%)$713,359 (-0.07%) Land $372,120 Building $341,239
2025$355,570 (+5.99%)$713,844 (+50.56%) Land $372,120 Building $341,724
2024$4,803.00 (+6.36%)
2023$4,516.00 (+6.16%) Homeowner's exemption$335,490 (+3%)$474,125 (+6.13%) Land $157,221 Building $316,904
2022$4,254.00 Homeowner's exemption$325,720$446,728 Land $131,017 Building $315,711

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVERDE WATER DEPARTMENT (2WPS)
serves 1,198 people · EPA ID FL3350847
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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