17815 Largo Pl, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 17815 Largo Pl, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 6,510 sqft
Lot Size	0.641 acres (27,949 sqft)
Owner	Individual Name on File
Last Sale	$5,450,500 (Jan 2024)
Tax Bill	$22,879 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-053-27`

Property Details

APN / Parcel Number

Primary APN	`001-053-27`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	6,510 sqft Heated Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Foundation Type	Raised
Lot Area	27,949 sqft (0.641 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	001-053-27
Street Address	17815 LARGO PL
City	CORNELIUS
State	NC
Zip	28031-8753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 M69-246
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	1
Census Block	1014
Census Tract	6219

Owner

17815 Largo Pl is owned and occupied by an individual who bought it in January 2024.

Source: Mecklenburg County records, as of January 22, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	17815 LARGO PL, CORNELIUS, NC 28031-8753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on File
Deed Sale	Jan 11, 2024 · Amount on File
Deed Document Number	2024002863
Deed Book / Page	38577 / 960
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	17815 LARGO PL, CORNELIUS, NC 28031-8753
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17815 LARGO PL, CORNELIUS, NC 28031-8753

Mortgage

Document Number	0000018324
Date	Feb 25, 2026
Book Page	40221/811
Instrument	2026018324

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 11, 2024
Property Address	17815 LARGO PL, CORNELIUS, NC 28031-8753
Document Number	0000002863
Book / Page	38577 / 960
Map Reference	MB 69 PG 246
Instrument Date	Dec 15, 2023
Instrument	2024002863
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,901.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20305 NORMAN COLONY RD, CORNELIUS, NC 28031-7149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17815 LARGO PL, CORNELIUS, NC 28031-8753

Mortgage

Document Number	0000002864
Date	Jan 11, 2024
Instrument	2024002864

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	11.1%
Max Rate	11.1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$22,879.00	$2,695,200 Land $1,325,000 Building $1,370,200	$2,695,200 Land $1,325,000 Building $1,370,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 17815 Largo Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17815 Largo Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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