17812 Keystone Bluff Ct, Wildwood (Chesterfield), MO 63005 Property Records

St. Louis County property record for 17812 Keystone Bluff Ct, Wildwood, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,422 sqft · built 1998
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Trust Names on File
Last Sale	$410,000 (Aug 2012)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19W-34-0276`

Property Details

APN / Parcel Number

Primary APN	`19W-34-0276`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,422 sqft Living Area
Gross Area	5,022 sqft
1st Floor Area	1,276 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	37 ft deep x 194 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	228 sqft
Patio Area	404 sqft
Balcony Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17812 KEYSTONE BLUFF CT
City	WILDWOOD
State	MO
Zip	63005-4925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107NU
Legal Description	WILDERNESS TRAILS LOT 114
Legal Subdivision	WILDERNESS TRAILS
Legal Lot Number	114
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1013
Census Tract	221627

Owner

17812 Keystone Bluff Ct is owner-occupied and held in a trust since December 2024.

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	17812 KEYSTONE BLUFF CT, WILDWOOD, MO 63005-4925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2012 · Amount on File
Deed Sale	Aug 29, 2012 · Amount on File
Prior Sale	Oct 1, 1998 · Amount on File
Deed Document Number	2012967
Deed Book / Page	20137 / 1563
Last Transfer Date	Dec 5, 2024
Transfer Doc	0000000028
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17812 KEYSTONE BLUFF CT, WILDWOOD, MO 63005-4925
Document Number	0233522296
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17812 KEYSTONE BLUFF CT WILDWOOD MO 630054925, WILDWOOD, MO 63005-4925

Mortgage

Document Number	0233522296
Date	Jan 10, 2019
Book Page	023352/002296
Instrument	451

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 17812 Keystone Bluff Ct was $7,708, up 0.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,680 (-) Land $33,140 Building $90,540	$650,900 (-) Land $174,400 Building $476,500
2025	$7,708.00 (+0.06%)	$123,680 Land $33,140 Building $90,540	$650,900 Land $174,400 Building $476,500
2024	$7,703.00 (+2.68%)
2023	$7,502.00	$108,550 Land $14,500 Building $94,050	$571,300 Land $76,300 Building $495,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17812 Keystone Bluff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17812 Keystone Bluff Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20