El Dorado County property record for 1781 Whispering Wind Dr, Placerville, CA 95667
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,858 sqft · built 1980 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (Jun 2016) |
| Tax Bill | $6,670 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-071-033-000 |
| Primary APN | 049-071-033-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,858 sqft Living Area |
| 1st Floor Area | 2,858 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Lot Area | 87,120 sqft |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,088 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 2,858 sqft |
| Water Source | Commercial |
|---|
| Street Address | 1781 WHISPERING WIND DR |
|---|---|
| City | PLACERVILLE |
| State | CA |
| Zip | 95667-4908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | PM 15/117/B |
| Legal Subdivision | P |
| Legal Block | P/M |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | PLACERVILLE |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 31100 |
1781 Whispering Wind Dr is owned and occupied by two individuals who bought it in June 2016.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Sep 20, 2019 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| May 25, 2017 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2016 · Amount on File |
| Deed Sale | Jun 24, 2016 · Amount on File |
| Prior Sale | Sep 9, 2014 · Amount on File |
| Deed Document Number | 201628296 |
| Prior Transfer Date | Jan 27, 2003 |
| Prior Transfer Doc | 0000011553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000057507 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2021-0057507 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000072954 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0072954 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000040239 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1781 WHISPERING WIND DR PLACERVILLE CA 956674908, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000040239 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 40239 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 1781 WHISPERING WIND DR, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000021996 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1781 WHISPERING WIND DR PLACERVILLE CA 956674908, PLACERVILLE, CA 95667-4908 |
| Document Number | 0000021996 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 21996 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2047 |
The 2025 property tax bill for 1781 Whispering Wind Dr was $6,670 with a homeowner's exemption.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Placerville Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $650,819 (+2%) Land $211,305 Building $439,514 | |
| 2025 | $6,670.00 Homeowner's exemption | $638,059 Land $207,162 Building $430,897 |
| 2023 | $6,450.00 (+1.46%) Homeowner's exemption | $613,284 Land $199,118 Building $414,166 |
| 2022 | $6,357.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1781 Whispering Wind Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1781 Whispering Wind Dr is very high, ranking above 93% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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