1781 Ponder Dr, Talbott, TN 37877 Property Records

Hamblen County property record for 1781 Ponder Dr, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,246 sqft · built 1978
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Owner Names on Record
Last Sale	$69,900 (Jul 1992)
Tax Bill	$909 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032046 00109`

Property Details

APN / Parcel Number

Primary APN	`032046 00109`
Alternative APN	`046 00109`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	1,196 sqft
Finished Basement	546 sqft
Unfinished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	179 ft deep x 87 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	88 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1781 PONDER DR
City	TALBOTT
State	TN
Zip	37877-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2, SUBDIVISION: PATTERSON SUB BK 7 PG 57, LOT: 6, PLAT BOOK: C 7, PLAT PAGE: 61 57
Legal Subdivision	PATTERSON SUB
Legal Lot Number	6 87
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	4
Census Block	4005
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1781 PONDER DR, TALBOTT, TN 37877-3017
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 1992 · Amount on Record
Deed Sale	Jul 27, 1992 · Amount on Record
Deed Document Number	0000397344
Deed Book / Page	397 / 344
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1781 PONDER DR, TALBOTT, TN 37877-3017
Document Number	1748216
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1781 PONDER DR TALBOTT TN 378773017, TALBOTT, TN 37877-3017

Mortgage

Document Number	1748216
Date	Apr 18, 2018
Book Page	001748/000216
Instrument	2635

Lender

Name	CONSUMER CU
Type	Credit Union
Address	JEFFERSON CITY, TN 37760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 17, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$909.00 (+55.38%)	$61,850 (+108.42%) Land $9,025 Building $52,825	$247,400 (+108.42%) Land $36,100 Building $211,300
2023		$29,675 (-) Land $4,325 Building $25,350
2022	$585.00	$29,675 Land $4,325 Building $25,350	$118,700 (-) Land $17,300 Building $101,400
2020			$118,700 Land $17,300 Building $101,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CITY W&S COMM serves 9,764 people · EPA ID TN0000328
Water Source	Surface water
Last State Inspection	Feb 2024
Also Mapped Here	ALPHA-TALBOTT UTILITY DISTRICT
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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