1781 Harvest Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1781 Harvest Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1976
Lot Size	0.142 acres (6,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,000 (Aug 2017)
Tax Bill	$4,858 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-074370`

Property Details

APN / Parcel Number

Primary APN	`02-074370`
Alternative APNs	`2074370` `074370`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,202 sqft (0.142 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	074370
Street Address	1781 HARVEST DR
City	FREDERICK
State	MD
Zip	21702-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 108 SECT 2 PLAT 3 6202 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Lot Number	108
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2012
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1781 HARVEST DR, FREDERICK, MD 21702-3035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 17, 2022	Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK NA
Aug 4, 2017	Special Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on Record
Deed Sale	Aug 4, 2017 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	201711962-0085
Deed Book / Page	11962 / 85
Transfer Doc	0054010171
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1781 HARVEST DR, FREDERICK, MD 21702-3035
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	0176220222
Date	Dec 1, 2025
Book Page	17622/222

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Nov 19, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1781 HARVEST DR, FREDERICK, MD 21702-3035
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0159250061
Date	May 17, 2022
Book Page	15925/61

Lender

Name	TEXANA BANK NA
Type	Bank
Address	TEXARKANA, TX 75503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 4, 2017
Property Address	1781 HARVEST DR, FREDERICK, MD 21702-3035
Document Number	0119620085
Book / Page	11962 / 0085
Map Reference	MB12 PL73
Instrument Date	Jul 12, 2017
Instrument	11962-0085
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PREMIUM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1781 HARVEST DR, FREDERICK, MD 21702-3035

Mortgage

Document Number	119620093
Date	Aug 4, 2017
Instrument	11962-0093

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,400 (+4.63%)	$352,000 (+13.88%) Land $138,200 Building $213,800
2025	$4,858.00 (+4.81%) Homeowner's exemption	$309,100 (+22.58%) Land $114,500 Building $194,600	$309,100 (-) Land $114,500 Building $194,600
2024	$4,635.00 (+7.22%)
2023	$4,323.00 Homeowner's exemption	$252,167	$309,100 Land $114,500 Building $194,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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