1781 Everett Bay Rd, Tower, MN 55790 Property Records

St. Louis County property record for 1781 Everett Bay Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,076 sqft · built 1971
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2022)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-0010-02313`

Property Details

APN / Parcel Number

Primary APN	`387-0010-02313`
Alternative APNs	`1146934` `907421`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,076 sqft Gross Area
1st Floor Area	1,076 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Mixed
Garage Area	1,755 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	192 sqft
Storage Building	90 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1146934
Street Address	1781 EVERETT BAY RD
City	TOWER
State	MN
Zip	55790-8155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 100 FT OF E 400 FT OF LOT 2 SERIAL #
Legal Range	16W
Legal Township	62N
Legal Section	22
Legal Subdivision	GREENWOOD TOWN OF
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1258
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0010-02313

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1781 EVERETT BAY RD, TOWER, MN 55790-8155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF GILBERT
Oct 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF GILBERT
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Deed Document Number	20221454176
Prior Transfer Date	Feb 09, 2018
Prior Transfer Doc	00A1328355
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1781 EVERETT BAY RD, TOWER, MN 55790-8155
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	NORTHEAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4683 VERMILION TRL, GILBERT, MN 55741-8053

Mortgage

Document Number	0001457042
Date	Nov 22, 2022
Instrument	1457042

Lender

Name	FIRST NATIONAL BANK OF GILBERT
Type	Bank
Address	GILBERT, MN 55741

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 15, 2032

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2022
Property Address	1781 EVERETT BAY RD, TOWER, MN 55790-8155
Document Number	0001454176
Instrument Date	Sep 30, 2022
Instrument	1454176
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4683 VERMILION TRL, GILBERT, MN 55741-8053

Mortgage

Document Number	0001454177
Date	Oct 13, 2022
Instrument	1454177

Lender

Name	FIRST NATIONAL BANK OF GILBERT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2032

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 27, 2018
Property Address	1781 EVERETT BAY RD, TOWER, MN 55790-8155
Document Number	00A1328357
Instrument Date	Feb 09, 2018
Instrument	A1328357
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1781 EVERETT BAY RD TOWER MN 557908155, TOWER, MN 55790-8155

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Feb 27, 2018
Property Address	1781 EVERETT BAY RD, TOWER, MN 55790-8155
Document Number	00A1328355
Instrument Date	Feb 09, 2018
Instrument	A1328355
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 EVERETT BAY RD TOWER MN 557908155, TOWER, MN 55790-8155

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (+25.03%) Homeowner's exemption
2025	$3,020.00 (-6.39%) Homeowner's exemption	$486,700 (+12.27%) Land $219,500 Building $267,200	$486,700 (+12.27%) Land $219,500 Building $267,200
2024	$3,226.00 (+14.72%)	$433,500 (+24.96%) Land $185,100 Building $248,400	$433,500 (+24.96%) Land $185,100 Building $248,400
2023	$2,812.00 Homeowner's exemption
2022		$346,900 (+14.75%) Land $149,900 Building $197,000	$346,900 (+14.75%) Land $149,900 Building $197,000
2021		$302,300 Land $134,500 Building $167,800	$302,300 Land $134,500 Building $167,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 66% of Minnesota
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1781 Everett Bay Rd, Tower, MN 55790 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Everett Bay Rd

Nearby Streets

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