1781 Bear Creek Rd, Leicester, NC 28748 Property Records

Buncombe County property record for 1781 Bear Creek Rd, Leicester, NC 28748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 2021
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Trust Names on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9702-61-5128-00000`

Property Details

APN / Parcel Number

Primary APN	`9702-61-5128-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Porch	Open Porch
Porch Area	128 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1781 BEAR CREEK RD
City	LEICESTER
State	NC
Zip	28748-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BLOCK: LOT: TRACT 2 SECTION: PLAT: 0206-0075
Legal Subdivision	GUY & SHIRLY ISRAEL
Legal Tract	2
Legal Block	3
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LEICESTER
Census Block Group	3
Census Block	3009
Census Tract	2604

Owner

1781 Bear Creek Rd is owner-occupied and held in a trust since November 2023.

Source: Buncombe County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1781 BEAR CREEK RD, LEICESTER, NC 28748-6318
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on File
Deed Sale	Nov 17, 2023 · Amount on File
Prior Sale	Apr 1, 2021 · Amount on File
Deed Document Number	2023
Deed Book / Page	6366 / 479
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 17, 2023
Property Address	1781 BEAR CREEK RD, LEICESTER, NC 28748-6318
Document Number	0063660479
Book / Page	6366 / 479
Map Reference	MB 206 PG 75
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 QUIET WOODS DR, LEICESTER, NC 28748-6496

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	524 ATHENA DR, DELMONT, PA 15626-1005

Mortgage

Document Number	0006366482
Date	Nov 17, 2023
Instrument	6366/482

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 1, 2021
Property Address	1781 BEAR CREEK RD, LEICESTER, NC 28748-6318
Document Number	0060441625
Book / Page	6044 / 1625
Map Reference	MB 206 PG 75
Instrument Date	Mar 24, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 951, LEICESTER, NC 28748-0951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1781 BEAR CREEK RD, LEICESTER, NC 28748-6318

Mortgage

Document Number	0060441628
Date	Apr 1, 2021
Instrument	6044/1628

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1781 Bear Creek Rd was $1,657.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00	$230,400 Land $18,400 Building $212,000	$230,400 Land $18,400 Building $212,000
2023	$1,470.00	$230,400	$230,400 Land $33,400 Building $197,000
2021			$230,400 Land $18,400 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1781 Bear Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1781 Bear Creek Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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