17809 Lakeshore Rd, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 17809 Lakeshore Rd, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$25,750 (Feb 2015)
Tax Bill	$9,888 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-002-015-005.00`

Property Details

APN / Parcel Number

Primary APN	`17-002-015-005.00`
Alternative APN	`017-002-015-005.00`

Exterior

Lot Area	304,920 sqft

Location & Zoning

Street Address	17809 LAKESHORE RD
City	TWO RIVERS
State	WI
Zip	54241-9082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3018-586 PRT OF G.L.#4 & G.L. 1 TRACT 1 CSM V12 P287
Legal Range	24E
Legal Township	21N
Legal Section	02
Legal Subdivision	CERTIFIED SURV 01
Legal Tract	1
Legal Lot Number	1
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO CREEKS
Census Block Group	1
Census Block	1002
Census Tract	10100

Owner

17809 Lakeshore Rd is owned and occupied by two individuals who bought it in February 2015.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17809 LAKESHORE RD, TWO RIVERS, WI 54241-9082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QRL FINANCIAL SERVICES
Nov 24, 2021	Deed of Trust, Mortgage · VA Mortgage QRL FINANCIAL SERVICES
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2015 · Amount on File
Deed Sale	Feb 17, 2015 · Amount on File
Prior Sale	Sep 2, 2005
Deed Document Number	20151152684
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	17809 LAKESHORE RD, TWO RIVERS, WI 54241-9082
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003459/645
Date	Dec 7, 2021
Book Page	3459/645
Instrument	1244959

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	17809 LAKESHORE RD, TWO RIVERS, WI 54241-9082
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3456/661
Date	Nov 24, 2021
Book Page	3456/661
Instrument	1244471

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution
Address	MADISON, WI 53717

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	17809 LAKESHORE RD, TWO RIVERS, WI 54241-9082
Document Number	0001208010
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	LIGHTHOUSE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17809 LAKESHORE RD TWO RIVERS WI 542419082, TWO RIVERS, WI 54241-9082

Mortgage

Document Number	0001208010
Date	Jul 23, 2019
Book Page	003230/000170
Instrument	1208010

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 17809 Lakeshore Rd was $9,888 with exemptions applied.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Two Creeks Town
Unified School District	Kewaunee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,888.00 Homeowner's exemption	$602,400 Land $204,000 Building $398,400	$975,093 Land $330,211 Building $644,882
2023	$7,893.00 (-3.19%) Homeowner's exemption	$602,400 (-) Land $204,000 Building $398,400	$736,352 (+6.29%) Land $249,362 Building $486,990
2022	$8,153.00 Homeowner's exemption	$602,400 Land $204,000 Building $398,400	$692,806 Land $234,616 Building $458,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17809 Lakeshore Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17809 Lakeshore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Bug Tussel Wireless Fixed Wireless	50 / 8

May also be available: AT&T, TDS Telecom.

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